BID^® Daily Newsletter Archives

02/26/2026 - Voice Clones and Bank Fraud: New Risks for CFIs

Voice fraud is booming, and financial institutions are scrambling to keep up. Souped up with AI, these voice clones have become a bane for FIs and their customers, requiring enhanced fraud detection and prevention measures.

02/25/2026 - How Shared Accountability Reduces Operational Risk for CFIs

Operational risk affects every part of a CFI. Building a culture of shared accountability, frontline awareness, and proactive processes strengthens resilience, reduces errors, and turns risk management into a competitive advantage.

02/24/2026 - Boost Efficiency and Compliance with Banking Automation

Automation helps even small CFIs reduce manual workload, improve accuracy, and boost service quality. Starting small and scaling smart can enhance efficiency, strengthen compliance, and empower employees to focus on higher-value work.

02/23/2026 - Optimizing Cash and Liquidity Without Major Overhaul

Digital payments rise, but cash remains vital for CFIs. Learn how digital tools and smarter governance can modernize cash management, strengthen liquidity, and boost efficiency without major transformation.

02/19/2026 - Customer Complaints Lay the Foundation for Long-Term Loyalty

Handled well, customer complaints can strengthen loyalty and reveal valuable insights. CFIs that respond quickly, take ownership, and learn from feedback turn moments of frustration into lasting trust and retention.

02/18/2026 - Consumer Confidence Hits 12-Year Low — What Bankers Should Know

US consumer confidence fell sharply in January 2026 to its lowest level since 2014, signaling growing economic uncertainty and cautious spending. These challenges present CFIs with opportunities to guide worried consumers.

02/17/2026 - Deposit Growth Rebounds in 2026 — Led by Younger Generations

Deposit growth is rebounding in 2026, driven by Gen Z and Millennials. Discover how CFIs can attract young depositors with personalization, digital tools, and incentives that build long-term loyalty.

02/12/2026 - Enhancing Customer Experience Through Digital Empathy

Digital efficiency matters, but it doesn’t have to replace the human touch. Learn how digital banking experiences can strengthen personal connections and customer trust.

02/11/2026 - What’s the Main Street Capital Access Act All About?

A newly introduced bill aims to reduce regulatory burden and improve funding flexibility for community banks. We break down the key provisions and what they could mean for supervision, capital, and growth.

02/10/2026 - Leading Through Job Insecurity

As economic uncertainty persists, job insecurity is affecting employee morale, focus, and engagement. We examine practical steps leaders can take to address these concerns and reinforce connection and confidence within their teams.

02/09/2026 - Why AI Success in Banking Is More About Strategy Than Technology

While AI promises efficiency gains and revenue growth, many early adopters are not seeing substantial benefits. We review various market analyses and offer some tips for CFIs to maximize ROI on AI.

02/05/2026 - Executive Compensation Shifts Toward a Results-Based Approach

As businesses and regulators alike are reviewing and questioning the way that executive compensation is determined, is it time for CFIs to follow suit?

02/04/2026 - Your Instant Payments Strategy Needs a Refresh

Instant payments are accelerating, with RTP® and the FedNow® Service gaining traction. Learn why demand is surging, how adoption is shifting, and what it means for CFIs looking to stay competitive.

02/03/2026 - Lessons for CFIs from a Maturing Neobank Market

After years of rapid growth, many neobanks are facing the same pressures traditional institutions have long managed: profitability, risk, and retention. Here’s what CFIs can learn from what’s working — and what’s not — in the digital banking space.

02/02/2026 - Blind Spots in Your Cyber Insurance Coverage Could Cost You

Cyber attacks cause expensive damage. While cyber insurance can help mitigate the cost, it’s not as foolproof as you hope. We discuss risks and preparedness in finalizing your cyber insurance policy.

01/29/2026 - PCBB’s President Predicts Top Banking Trends for 2026

We sat down with PCBB President Mike Dohren to talk about what 2026 might have in store for CFIs, from M&A trends to regulatory expectations and the biggest threats CFIs could face this year.

01/28/2026 - How the OCC’s Tailored Approach to BSA/AML Exams Works

The OCC has issued streamlined BSA/AML examination guidelines for CFIs that are at lower risk for money laundering and terrorist financing activities. We detail what the changes are for CFIs that qualify.

01/27/2026 - The Case for Offering Reciprocal Deposits Over Collateralization

Reciprocal deposits route portions of big accounts to multiple banks so each remains within FDIC limits. We cover how your institution can apply this structure to help improve liquidity metrics and depositor satisfaction.

01/26/2026 - Niche Lending Opportunities in the Healthcare Sector

An aging population and rising demand for healthcare make this one of the fastest-growing industries and a strong fit for CFIs. We discuss opportunities and examples.

01/22/2026 - Personalization Goes Into High Gear with Anticipatory Banking

Anticipatory banking brings the same predictive intelligence behind Netflix and Spotify into business banking, using SMB data to anticipate needs, guide key financial decisions, and help CFIs deepen primary relationships.

01/21/2026 - Banking on the Multigenerational Household

Multigenerational households are growing and have unique and often urgent financial needs; providing targeted services and advice can help differentiate banks.

01/20/2026 - The Most Promising Use Cases for Agentic AI in Banking

The financial services industry is now using agentic AI for some functions, and the list of potential use cases is growing. We discuss the most promising use cases and how CFIs might implement these agents.

01/15/2026 - What Makes a CFI Attractive to Employees?

CFIs are navigating rising costs and fierce competition to source talent. Based on American Banker’s 2025 “Best Banks to Work For,” we share 5 ways CFIs attract, retain, and empower top talent.

01/14/2026 - Central Banks Cite Geopolitical Conflicts as a Top Risk

CFIs may be more susceptible to geopolitical events than it appears. We discuss some of the hidden risks and how to plan and prepare for them, if they do impact your institution.

01/13/2026 - 4 Niche Loan Markets That Could Boost Your Portfolio

Community financial institutions can distinguish themselves by carving out niches — offering specialty loans to targeted audiences. We detail unique lending opportunities that CFIs have found successful.

01/12/2026 - Advisory Boards: a CFI’s Second Set of Eyes

Some CFIs have created advisory boards of community members who can help their CFI keep a pulse on the needs of local businesses. We delve further into the concept.

01/08/2026 - The FedNow Service Expands Use Cases to Disaster Relief

The Federal Reserve announced a new use case this fall for the FedNow Service® — instant federal disaster relief. We discuss how CFIs and their customers could benefit from receiving such payments.

01/07/2026 - What Does Ag Lending Hold in 2026?

Agricultural lending in 2026 will need to be more flexible, as producers face numerous headwinds. Deepening relationships with ag customers will be even more necessary. We delve into more specifics.

01/06/2026 - IT and Leadership Teams Should Be at the Same Table

As tech and strategy become synonymous in banking, it’s more important than ever for stakeholders on both sides of the coin to be in step with each other. We provide tips.

01/05/2026 - Should CFIs Hop on the Bank On Bandwagon?

As Bank On-certified accounts gain traction, we look at the trends and key considerations for CFIs that might want to offer these products to underserved communities.

01/02/2026 - Faster Federal Payments Mean Rising Demand for Real-Time Banking

Per tradition, we're looking back on our top articles of the year to BID goodbye to 2025. As federal payments shift to faster digital methods, CFIs can support SMB clients by modernizing payment tools, encouraging digital adoption, and delivering real-time capabilities that meet evolving business expectations.

12/31/2025 - Building Stronger Bonds in Small Business Lending

12/30/2025 - 5 Ways Top-Performing Banks Differentiate Themselves

12/29/2025 - The Next ISO 20022 Deadline: Swift's Global Cutover

12/26/2025 - This Malware Makes You an Offer You Can’t Refuse

12/24/2025 - The GENIUS Act Passed. Now What?

12/23/2025 - 2026 Strategic Planning Tips from PCBB’s CEO

12/22/2025 - The Hidden Cost of Dormant Accounts

12/18/2025 - Open Banking on Hold: How CFIs Can Use the Pause

12/17/2025 - 2025 in Review: Part 2 of 2 — Technology & Payments

12/16/2025 - Fed Reviews Check Services as International Services Sunset

12/15/2025 - Is AI the Performance Review Partner We’ve Always Wanted?

12/11/2025 - 2025 in Review: Part 1 of 2 — An Evolving Market

12/10/2025 - FDIC's Q3 Data Highlights Positive Trends

12/09/2025 - Navigating CECL and Vendor Support: How CFIs Are Adapting

12/08/2025 - The Best Banking Apps Increase Customer Touchpoints by 51%

12/04/2025 - Growing Fee Income with Smart Hedging Strategies

12/03/2025 - Banking Snapshot: Trends in NIM, Credit Quality, & Fed Data

12/02/2025 - Why CFIs Should Focus on Getting Digital Wallet Share

12/01/2025 - How CFIs Are Countering the Latest AI-Driven Biometric Fraud

11/26/2025 - Sell, Buy, or Stay Independent? M&A Considerations

11/25/2025 - When Fraud Strikes, Customers Want Answers — Not Just Refunds

11/24/2025 - Reverse Mentorships Are a Win-Win for New and Seasoned Staff

11/20/2025 - The Hidden Cost of Dormant Accounts

11/19/2025 - The Staying Power of Referral Programs

11/18/2025 - 5 Tips To Tap into the SMB Market

11/17/2025 - 10 Employee Engagement Strategies To Increase Productivity

11/13/2025 - The Cyber Ripple Effect: When SMB Breaches Hit CFIs

11/12/2025 - Regulatory Shakeup for Digital Dollars

11/10/2025 - The Hidden Cost of Time Poverty at Work

11/06/2025 - What 2025’s Stress Tests Revealed About Capital Requirements

11/05/2025 - The Surprising Staying Power of Checks

11/04/2025 - Thriving in the Digital Era with Next-Gen RegTech

11/03/2025 - A Little Sustainability Goes a Long Way in Branch Banking

10/30/2025 - Strategy and Culture Lessons from 3 Growing CFIs

10/29/2025 - Understanding the Surge in Stablecoin Adoption

10/28/2025 - OCC Eases Regulations for Community Banks

10/27/2025 - Six Tips for a More Effective Financial Literacy Program

10/23/2025 - SMBs Embrace AI — And Expect Their Banks to Do the Same

10/22/2025 - Walking the Tech Tightrope: Insights from Bank Director’s Survey

10/21/2025 - From Heist Movie to Bank Reality

10/20/2025 - Weighing Risks and Rewards as DEI Views Change

10/16/2025 - The Post-Pandemic Crackdown on PPP Fraud Could Last Through 2030

10/15/2025 - Supporting Your Customers Through the Swift ISO 20022 Cutover

10/14/2025 - AI in Treasury: Improving Forecasting, Not Just Automating

10/09/2025 - Expect the Unexpected: the Q3’25 Economic Saga

10/08/2025 - Striking a Balance Between Deposit Volume and Profitability

10/07/2025 - Small Footprint, Big Impact: the Micro Branch Strategy

10/06/2025 - Insights from the 2025 Federal Reserve CDFI Survey

10/02/2025 - 5 Ways Top-Performing Banks Differentiate Themselves

10/01/2025 - Mastering the Cash Management Gap: Beyond Tech Adoption

09/30/2025 - From Messaging to Money: The Super App Shift

09/29/2025 - How To Boost Your Board’s AI IQ

09/25/2025 - Relationship Management Tops the List for SMB Banking Needs

09/24/2025 - Mergers of Equals: What’s Driving Them?

09/23/2025 - Here’s How the Fed Rate Cut Could Impact Your CFI

09/22/2025 - Cracking the GenAI Paradox

09/18/2025 - The Next ISO 20022 Deadline: Swift's Global Cutover

09/17/2025 - FDIC Q2 Data Shows Hope on the Horizon

09/16/2025 - 2026 Strategic Planning Tips from PCBB’s CEO

09/15/2025 - Can You Fill the Multifamily Lending Gap?

09/11/2025 - How To Adapt Your Loan Portfolio as the Yield Curve Steepens

09/10/2025 - The Dangers of Employee Theft and Tips for Prevention

09/09/2025 - How Do You Stack Up Against Your Peers?

09/08/2025 - Four Ways To Strengthen Customer Loyalty, Starting at Onboarding

09/04/2025 - ATM Thieves Have Upped Their Game — So Can You

09/03/2025 - The Evolution of Open Banking: Steps To Take Now

09/02/2025 - Regulatory Gaps Slow US AI Compliance Adoption

08/28/2025 - Positive Pay Can Reduce Fraud, So Why Are Adoption Rates Low?

08/27/2025 - Office-to-Residential CRE Transition Is on the Rise

08/26/2025 - Guest Article: Navigating Cannabis Banking for CFIs

08/25/2025 - The Business Impact of Empathetic Leadership

08/21/2025 - Rethinking SMS for Two-Factor Authentication

08/20/2025 - The GENIUS Act Passed. Now What?

08/19/2025 - Autonomous AI Employees Have Arrived

08/18/2025 - Communities Turn to Their CFIs in Times of Critical Need

08/14/2025 - 44% of Consumers Would Buy Insurance from You

08/13/2025 - Why Cloud-Based Lending Solutions Could Be the Future

08/12/2025 - Five Lessons from “Strategy Champions”

08/11/2025 - How Many Minutes Does Your Digital Onboarding Take?

08/07/2025 - U.S. Treasury Secretary Advocates for Capital Requirement Reform

08/06/2025 - Should You Prepare for Recession? Look to History for Guidance.

08/05/2025 - Is AI Handing Cybercriminals the Keys to Financial Accounts?

08/04/2025 - Compliance Lessons for CFIs: The Roles of AI, Funding, & Culture

07/31/2025 - 5 Ways CDFIs Are Driving Community Engagement

07/30/2025 - This Malware Makes You an Offer You Can’t Refuse

07/29/2025 - Move Over, SEO. GEO Is the New Sheriff in Town.

07/28/2025 - The Benefits of Digital Payment Cards for Small Businesses

07/24/2025 - 5 Ways Real-Time Fraud Detection Can Protect Your Customers

07/23/2025 - Are Wearable Payments Back in Style?

07/22/2025 - Are Data Silos Standing Between Your Institution and Growth?

07/21/2025 - What Business Customers Envy About Your Retail Checking

07/17/2025 - Key Factors Behind Lower Losses in 2025 Stress Test Results

07/16/2025 - Banking Talent Strategy: What’s Working in 2025

07/15/2025 - Planning for the Unplannable: Strategy Tips for Wild Card Events

07/14/2025 - Tariffs and Turbulence: Marking the Halfway Point in 2025

07/10/2025 - Why Small Businesses Choose Non-Bank Lenders

07/09/2025 - A Preview of Fed Vice Chair Bowman’s Vision for CFI Regulations

07/08/2025 - Connect SMB Customers to Third-Party Service Vendors

07/07/2025 - Tellers Rank in Bottom 4% of Career Satisfaction

07/03/2025 - Help Customers Outsmart These 4 Financial Scams

07/02/2025 - The Rise & Risks of Shadow Banking

07/01/2025 - Evolving Treasury Policies and the Impact to Liquidity

06/30/2025 - Are Smart ATMs the Key to Optimal Cash Handling?

06/26/2025 - 61% of CFIs Plan to Have Fully Automated Lending in Two Years

06/25/2025 - Smart Friction’s Role in Better Cybersecurity

06/24/2025 - Are Universal Bankers Right for Your Branch?

06/23/2025 - The High Cost of Burnout for Organizations

06/18/2025 - BNPL for Small Business: Is It an Answer to Cash Flow Struggles?

06/17/2025 - Five Ways to Attract Gen Z Entrepreneurs

06/16/2025 - The Impact of Halting Penny Production

06/12/2025 - Stats Show 2025 Is M&A’s Year, But What’s Helping Deals Succeed?

06/11/2025 - ISO 20022: One Month to Go

06/10/2025 - How CFIs Can Stay Ahead in a Shifting Cyber Threat Landscape

06/09/2025 - 3 Tips for an Efficiency-Minded Approach to Vendor Management

06/05/2025 - Ag Lenders Trudge Forward, Despite Weakening Economic Trends

06/04/2025 - Why CFIs Struggle with Data and How To Fix It

06/03/2025 - 5 Financial Literacy Efforts That Make Your CFI Indispensable

06/02/2025 - Vocal Employees Are Your Risk Management Secret Weapon

05/29/2025 - What Is PropTech, and How Can It Help with CRE Lending?

05/28/2025 - Benefits of Digital Lending Keep Growing, Along with Loan Volume

05/27/2025 - Serving Small Business: Where CFIs Win and Where to Improve

05/22/2025 - Why Your AI Strategy Needs a People Strategy

05/21/2025 - What Your Business Customers Want in a Banking Dashboard

05/20/2025 - The Secrets to Leading a Multi-Generational Workforce

05/19/2025 - Using Simplification as a Path to Efficiency

05/15/2025 - Catering Financing to Local Restaurants

05/14/2025 - 4 Keys to High-Performing Branches

05/13/2025 - Building a Leadership Pipeline for a Strong Future

05/12/2025 - Facial Recognition Technology — A Mixed Bag

05/08/2025 - Insights from Bank Director’s 2025 Risk Survey

05/07/2025 - As CRE Office Vacancies Rise, So Do CFI Credit Risks

05/06/2025 - Top Payments Fraud Targets and How To Protect Your Institution

05/05/2025 - 4 Ways CFIs Can Double Down on Niche Banking

05/01/2025 - Helping SMBs Navigate Global Trade Finance

04/30/2025 - Deposit Strategies Pt. 2: Deepen Commercial Relationships

04/29/2025 - Deposit Strategies Pt. 1: Differentiate Through Value

04/28/2025 - Do Experts Think Stagflation Is on the Horizon?

04/24/2025 - Community Banking Stories #4: Financial Literacy & Support

04/23/2025 - Core Providers Beefed Up Tech, But Satisfaction Can Improve

04/22/2025 - Tariff Anxiety Is Plaguing Your SMB Customers

04/21/2025 - Here’s How To Plug the Talent Gap at Your CFI

04/17/2025 - Community Banking Stories #3: Employees & Culture

04/16/2025 - Strengthening SMB Relationships Through Succession Planning

04/15/2025 - Unlocking Stability: Loan-Level Hedging & Finding a Partner

04/14/2025 - Faster Federal Payments Mean Rising Demand for Real-Time Banking

04/10/2025 - Community Banking Stories #2: Redefining Customer Experience

04/09/2025 - How Small Manufacturers May Benefit from a New SBA Initiative

04/08/2025 - Q1’25 Ends on a Discordant Note, But Consumers Hold the Key

04/07/2025 - Attracting Younger Generations with Digital Wealth Management

04/03/2025 - Community Banking Stories #1: Charitable Efforts

04/02/2025 - Is Behavioral Biometrics the Future of Fraud Protection?

04/01/2025 - Leveraging FedNow for Liquidity & Payments Innovation

03/31/2025 - Should Incentive Plans Be Aligned With Overall Profitability?

03/27/2025 - M&A Moves: CFI Growth Through Community-Focused Consolidation

03/26/2025 - Consumer Spending Troubles Ahead & How To Build Resilience

03/25/2025 - The Evolving Deposit Landscape: What CFIs Need to Know

03/24/2025 - Employees Also Love Automated Customer Onboarding

03/20/2025 - The Growing Appeal of Embedded Compliance

03/19/2025 - What CFIs Need to Know About the Evolving Swift System

03/18/2025 - Why SMBs Change Banks and What You Can Do About It

03/17/2025 - Avoid Common Misconceptions About Working with a Recruiter

03/13/2025 - Emerging Capabilities of Agentic AI

03/12/2025 - Cashing Out on Managing Physical Cash

03/11/2025 - Navigating Tariff Developments: Key Considerations for CFIs

03/10/2025 - New Bank Formation May Get a Boost from Congress

03/06/2025 - CRE Lending Pt. 2 — Strategies To Compete with Nonbank Lenders

03/05/2025 - CRE Lending Pt. 1 — Nonbanks Fill Gaps, Not Expectations

03/04/2025 - Meeting Boomer Women’s Financial Needs: The $40T Wealth Transfer

03/03/2025 - Overcoming Barriers to Offering FX Forward Contracts

02/27/2025 - The Rising Cost of Small Business Borrowing: How CFIs Can Help

02/26/2025 - The CRO’s Critical Role and How It’s Evolving

02/25/2025 - The Rising Stakes of Elder Financial Fraud

02/24/2025 - Tech Solutions for Stronger Loan Monitoring

02/20/2025 - ISO® 20022 Transition Extended: How to Take Advantage

02/19/2025 - How Credit Stress Testing Can Help Build Resilience

02/18/2025 - Harnessing Green Fintech for a Sustainable Future

02/13/2025 - It’s Time To Create the Branch of the Future

02/12/2025 - A Strong Start? January’s Economics Offer Optimism and Caution

02/11/2025 - Five Ways To Navigate Profitability Challenges

02/10/2025 - How To Leverage Payment Solutions To Fuel SMB Relationships

02/06/2025 - How To Help SMBs Struggling with Rising Credit Card Debt

02/05/2025 - Reimagining Resilience: How CFIs Are Adapting for 2025

02/04/2025 - Finding the Right Chatbot-Human Balance for Customer Service

02/03/2025 - Consider a Potential Revenue Source with EV Charging Stations

01/30/2025 - Does Your Board of Directors Need Its Own Software Platform?

01/29/2025 - Unbanked in the US: Pt. 2 of 2 — Finding & Helping the Unbanked

01/28/2025 - Unbanked in the US: Pt. 1 of 2 — Who They Are and Why It Matters

01/27/2025 - What’s in a Name? When It Comes to Malware, a Lot.

01/23/2025 - Overseeing Third-Party Vendors’ Cybersecurity

01/22/2025 - Signature Solutions for a Post-Cursive Generation

01/21/2025 - ‘Twas the Season for Consumer and Business Spending

01/16/2025 - Putting Employee Mental Health Front and Center

01/15/2025 - Building Stronger Bonds in Small Business Lending

01/14/2025 - BSA and AML Compliance Risk Should Be Top of Mind

01/13/2025 - FDIC Q3 Data: Good Times for Small Banks, but Will They Last?

01/09/2025 - The Evolution of Open Banking Data Standards

01/08/2025 - Step Up Your Recruitment and Retention Strategies

01/07/2025 - How Your Institution Can Capitalize on the Urban Migration Trend

01/06/2025 - Five Tips for Making Cybersecurity Part of Company Culture

01/03/2025 - New Virtual Currency Scam Targets CFIs and Their Customers

01/02/2025 - What Do Small Businesses Really Want From Their FI?

12/31/2024 - Boost Customer Engagement with Two Proven Conversation Starters

12/30/2024 - Eight Ways To Drive Deposit Growth Without Raising Rates

12/27/2024 - Keeping Check Fraud in Check

12/26/2024 - Research: Millennials & Gen Z Aren’t Interested in Management

12/24/2024 - Rising CRE Risks Loom Within the Banking Industry

12/23/2024 - Lessons Learned from Recent Fraudulent Wires Targeting CFIs

12/19/2024 - Help Clients Manage Currency Risk with FX Forward Contracts

12/18/2024 - What CFPB’s Rule Means for Consumer Data and Competition

12/17/2024 - PCBB’s President’s Top Predictions for CFIs in 2025

12/16/2024 - 2024 in Review: Part 3 of 3 — Technology & Cybersecurity

12/12/2024 - Protecting Your Institution as Ransomware Ramps Up

12/11/2024 - ’Tis the Season To Serve Winter’s Seasonal Businesses

12/10/2024 - 2024 in Review: Part 2 of 3 — Regulations & Digital Banking

12/09/2024 - Regulators Are Increasing M&A Scrutiny

12/05/2024 - Lessons Learned from Major Banks’ AML Troubles

12/04/2024 - Why Year-End Is a Time to Strengthen SMB Relationships

12/03/2024 - 2024 in Review: Part 1 of 3 — Market Challenges

12/02/2024 - Heightened Regulation Is Making BaaS a Risky Proposition

11/27/2024 - 1234, This Password’s Not Safe Anymore (If It Ever Was)

11/26/2024 - FDIC Assessment Rates Likely to Remain the Same

11/25/2024 - How To Deal with the Ever-Increasing Cybercrime Threat

11/21/2024 - Agricultural Lending Faces Growing Problems

11/20/2024 - Protecting Your Website Domain from Common Cyberattacks

11/19/2024 - Investing in Employee Education Pays Great Dividends

11/18/2024 - FDIC Aims To Change the Definition of Deposit Broker

11/14/2024 - Using Regtech To Streamline New Regulatory Requirements

11/13/2024 - ABA Predicts “Soft Landing” for the US Economy, But Risks Remain

11/12/2024 - DORA as a Guideline for Heightened Cybersecurity

11/07/2024 - Trends from Bank Director’s 2024 Tech Survey

11/06/2024 - Tapping into a Bigger Slice of Pie with Shared National Credits

11/05/2024 - How Much Is Your CFI Really Worth?

11/04/2024 - API Security Helps Keep Your Data Safe

10/31/2024 - A Closer Look at SMB Loan Fraud

10/30/2024 - Cross-Border Payments: Opportunities for CFIs

10/29/2024 - The Importance of Bluetooth Security

10/28/2024 - Inherit Client Relationships from Aging Baby Boomers

10/24/2024 - Charge-Offs Are Rising: What CFIs Should Watch Out For

10/23/2024 - How Has CECL Adoption Affected Credit Loss Allowance Levels?

10/22/2024 - Your Board Needs a Tech Committee — Here’s Why

10/21/2024 - CSBS Survey Highlights Top Risks and Challenges

10/17/2024 - Safeguard Customers From Check Washing

10/16/2024 - Crypto Fraud Is Growing Rapidly

10/15/2024 - Are Small Business Deposits Back on the Rise?

10/10/2024 - Why CFIs Don’t Hedge (and Why They Should)

10/09/2024 - 2025 Strategic Planning Priorities: A Q&A with PCBB’s CEO

10/08/2024 - Leaves of Change: Navigating Economic Market Trends

10/07/2024 - Jingles Aren’t Just for Cereal Brands and Fast Food

10/03/2024 - Writing a Recipe for Success with Embedded Finance

10/02/2024 - Branches Still Rule When It Comes to SMBs

10/01/2024 - The Advantages of Using AI Behind the Curtain

09/30/2024 - The Rise of Credit Union-Bank Acquisitions

09/26/2024 - Seven Standards to Shape Your Customer Experience

09/25/2024 - Facial and Palm Recognition Tech Enhances Biometric Payments

09/24/2024 - Are Deposit Costs Finally Easing?

09/23/2024 - Preparing for the Shift to Mobile IDs

09/19/2024 - Enhancing Security of Your Branches

09/18/2024 - Guest Article: AI Expert Talks Barriers to Adoption

09/17/2024 - Untapped Customer Potential in a Growing Education Sector

09/16/2024 - The Promise and Challenges of Central Bank Digital Currencies

09/12/2024 - What Do Small Businesses Really Want From Their FI?

09/11/2024 - 5 Tips To Improve Your Digital Lending Efforts

09/10/2024 - Why You Should Keep Offering Checks Amid Retailer Bans

09/09/2024 - The Force-Multiplier Effect of Rate Cuts on Housing

09/05/2024 - P2P Payment Fraud Is on the Rise: How To Combat It

09/04/2024 - Survey: Credit Risk Leaders Plan Rapid AI Adoption

09/03/2024 - The Impact of Uninsured and Novel Bank Charters

08/29/2024 - This Cross-Selling Strategy Can Enhance Effectiveness

08/28/2024 - Sap to Syrup: Refining Data into Actionable Insights

08/27/2024 - Top Lenders Get It: Small Businesses Want Advice

08/26/2024 - Why the Banking Industry Is Investing in Private Credit

08/22/2024 - Banking Differences Across Generations: A Quick Guide

08/21/2024 - Rising CRE Risks Loom Within the Banking Industry

08/20/2024 - Need Capital? Try Selling Your Branches and Leasing Them Back.

08/19/2024 - Are Your DEI Efforts Half-Baked?

08/15/2024 - Take Your Strategic Planning to the Next Level

08/14/2024 - Having Misgivings About the Cloud? So Are Your Peers.

08/13/2024 - Banking on the Rise of Voice Technology

08/12/2024 - AI Could Be Eating Up All Your Electricity

08/08/2024 - How To Stop Criminals from Hitting the Jackpot at Your ATM

08/07/2024 - Six Fintech Trends You Can’t Afford To Ignore

08/06/2024 - Survey: Bankers Anticipate Growth on the Horizon

08/05/2024 - Tips for Enhancing Your Enterprise Risk Management Framework

08/01/2024 - The SBA’s New Working Capital Pilot Program Launches Today

07/31/2024 - Identity and Access Management: A Gate Against Internal Threats

07/30/2024 - What Changes to the Regulated Interchange Cap Could Mean

07/29/2024 - AI Boosts Payments Insights & Efficiency

07/25/2024 - Will the Fed Expand Operating Hours of Fedwire and NSS?

07/24/2024 - Can the Thriving Life Sciences Sector Help Your CRE Portfolio?

07/23/2024 - The Blue Screen of Death and Business Continuity

07/22/2024 - Using Geolocation for Security and Target Marketing

07/18/2024 - Do You Need a Chief Artificial Intelligence Officer?

07/17/2024 - The FedNow Service: One Year After Launch

07/16/2024 - Is the Hospitality Industry Rebounding?

07/15/2024 - Work Friction: The Real Cost and How To Eliminate Time Wasted

07/11/2024 - Six Strategies To Build Trust with Customers

07/10/2024 - Key Takeaways from a Wiperware Cyberattack Simulation

07/09/2024 - “Are We There Yet?”: The Saga of the Economy So Far in 2024

07/08/2024 - Will Plastic Bank Cards Be Obsolete by 2028?

07/03/2024 - Responding to the Changing Demographics of Business Ownership

07/02/2024 - Six More Strategies To Boost Deposits

07/01/2024 - Climate Risk Management Lessons from the Fed’s Pilot Analysis

06/27/2024 - Don’t Overlook the Risks of AI-Backed CRMs

06/26/2024 - Faster Payments, Faster Fraud? Not So Fast!

06/25/2024 - The Crucial Role of Information Security Officers

06/24/2024 - Are Digital Payments the Solution to Rampant Check Fraud?

06/20/2024 - Automated Compliance: Streamlining CFI Regulatory Management

06/18/2024 - Embedding DEI for Employees and Customers

06/17/2024 - The Perks of Partnering with Local Schools on Financial Literacy

06/13/2024 - Tips and Strategies for New and Seasoned Leaders

06/12/2024 - Benefitting from the Ease of International Expansion

06/11/2024 - Regulators Have a Watchful Eye on Your Fintech Partnerships

06/10/2024 - The State of Agricultural Lending in Mid-2024

06/06/2024 - Boost Customer Engagement with Two Proven Conversation Starters

06/05/2024 - Your Smart Devices May Be an Invitation to Hackers

06/04/2024 - The Pros and Cons of Embedded Finance

06/03/2024 - Is It Time to Ditch Loyalty Programs for Fractional Shares?

05/30/2024 - What Does CFPB’s 1033 Regulation Mean for You?

05/29/2024 - The Changing State of Board Age Restrictions

05/28/2024 - Show Potential Customers What Your Mobile App Can Do

05/23/2024 - Data Mining Makes Retailers a Promising Target

05/22/2024 - Boosting Revenue Through Cost Management

05/21/2024 - Tips for Enhancing Your Current Succession Plan

05/20/2024 - Should You Offer Business Customers Subscription-Based Banking?

05/16/2024 - 2024 Is the Year of Green Bank Initiatives

05/15/2024 - The Makings of a Successful Board of Directors

05/14/2024 - How Will Bank M&A Shake Out in 2024?

05/13/2024 - The Growing Threat of Deepfakes

05/09/2024 - Balancing Act: Branches and Digital Banking

05/08/2024 - Lessons Learned from Recent Fraudulent Wires Targeting CFIs

05/07/2024 - Research: Millennials & Gen Z Aren’t Interested in Management

05/06/2024 - The Opportunity Set of Digital Payments for Kids

05/02/2024 - Help SMBs Boost their Financial Literacy

05/01/2024 - Bank Director Survey Reveals Top Strategic Challenges

04/30/2024 - Gamification Opportunities for CFIs

04/29/2024 - Striking the Right Balance in Digital Customer Communications

04/25/2024 - Community Banking Stories #4 — Community Engagement & Support

04/24/2024 - Meeting the Needs of Fast-Growing Business Customers

04/23/2024 - Solving B2B Payment Issues for Your Small Business Customers

04/22/2024 - Opportunities in a Growing Equipment Financing and Leasing Space

04/18/2024 - Community Banking Stories #3 — Technology & Strategy

04/17/2024 - The Taylor Swift Effect on Small Businesses

04/16/2024 - OCC & FDIC Propose Policy Changes To Enhance M&A Transparency

04/15/2024 - The Keys to a Better Onboarding Process for Business Clients

04/11/2024 - Community Banking Stories #2 — Educational Efforts

04/10/2024 - Cloudy with a Chance of Sunshine: A Snapshot of the Economy

04/09/2024 - Empowering Communities with Funding and Grants Literacy

04/08/2024 - The State of CRE — Challenges and Opportunities

04/04/2024 - Community Banking Stories #1 — Wellness & Development Efforts

04/03/2024 - Loan Participations Plant the Seeds for Lending Growth

04/02/2024 - Optimizing Payments with Key Principles and Customer Focus

04/01/2024 - The Risky Side of Fintech Partnerships

03/28/2024 - How Big Banks’ 2024 Stress Testing Scenarios Can Help You

03/27/2024 - Feed Audrey II without Sacrificing Your Customers

03/26/2024 - Nurturing Loyalty with Small Business Customers

03/25/2024 - You Could Become Part of the Boom in Women-Owned Businesses

03/21/2024 - Boosting Benefits for Small Business Customers