BID® Daily Newsletter Archives
March 2024
March 28, 2024 -
How Big Banks’ 2024 Stress Testing Scenarios Can Help You
The Federal Reserve has released its 2024 stress testing scenarios: its primary tool to assess the largest banks’ fiscal health resiliency by estimating losses, net revenue, and capital levels under hypothetical recession scenarios. This year’s severely adverse scenario includes unemployment reaching 10%, a widening spread on corporate bonds, and dramatic declines in asset prices. We summarize the scenarios and determine how they can help CFIs devise their own tests to improve their capital planning and risk management.
March 27, 2024 -
Feed Audrey II without Sacrificing Your Customers
Financial institutions dealt with economic uncertainty, higher interest rates, more expensive funding, lower loan demand, and concerns about credit quality in 2023. Yet they continued to grow loans overall. There are some indicators that the lending market could begin growing again. We discuss what factors would contribute to this change.
March 26, 2024 -
Nurturing Loyalty with Small Business Customers
Small business customers have no shortage of financial service options, from traditional banks to fintech offerings. Fostering loyalty among this group not only requires providing them with added value, but with the sense that your CFI understands their individual businesses and their unique needs.
March 25, 2024 -
You Could Become Part of the Boom in Women-Owned Businesses
Women are launching businesses at a more aggressive rate than men, yet lending disparities continue to favor men as entrepreneurs. With women-owned businesses representing $2.7T in revenue, CFIs should be actively targeting this group.
March 21, 2024 -
Boosting Benefits for Small Business Customers
Providing added value for business customers can be as simple as sharing existing resources within your organization such as conference room space or wi-fi. We discuss some options of nontraditional benefits you can provide to help your small business customers.
March 20, 2024 -
Eight Ways To Drive Deposit Growth Without Raising Rates
Is getting into an interest-rate war the only way for CFIs to compete for deposits at higher interest rates? We review alternative strategies for keeping up with aggressive offers from online banks and other competitors.
March 19, 2024 -
Crossing the Digital Divide on a Budget
CFIs don’t need to spend massive amounts of money on technology to remain competitive against the banking industry’s largest players — they just need to be strategic and intentional when it comes to where they spend on technology and the steps they are taking to prepare for the future.
March 18, 2024 -
Using Retention Bonuses Effectively
When used correctly, retention bonuses can be an effective tool to help financial institutions hold on to key employees who may be looking to leave — at least long enough to find replacements. But retention bonuses are not without their flaws, so their use should be intentional and methodical. We discuss a few use cases of retention bonuses and their effectiveness.
March 14, 2024 -
Deposit Growth Tops the List of Three Challenges for 2024
For banks, the big three issues for 2024 are deposit growth, customer acquisition, and digital enhancement. Those three are perennial list toppers. We discuss why that is and how 2024 will shape your approach to meeting those priorities.
March 13, 2024 -
How You Can Support the Thriving Gig Economy
The gig economy is a fast-growing sector that CFIs cannot afford to ignore. We discuss some of the primary ways in which institutions can ensure they meet the needs of these self-employed customers.
March 12, 2024 -
Unlock More Profitable Customer Relationships
When it comes to pricing deposits and loans in a competitive market, CFIs must correctly strike a delicate balance between each customer’s needs and their own profitability. Relationship pricing, based on customer profitability, can play a critical role in determining the best loan structure and deposit rates to maximize a customer’s lifetime value to your CFI. We provide insights on what factors to consider as you price products based on customer relationships, as well as the impact of adopting relationship pricing on your institution.
March 11, 2024 -
Are You Ready if a Private Equity Firm Shows Up at Your CFI?
Private equity firms and other private investors are showing more interest in CFI deals. We detail what CFIs should consider in the event a PE offer arrives and how to prepare if your CFI accepts a PE investment.
March 07, 2024 -
The 2024 Agricultural Lending Landscape
CFIs continue to dominate agricultural lending, but lending on the whole is down and unlikely to rebound in the immediate future. We discuss why CFIs should continue actively engaging with agricultural borrowers and what they should know about the trends facing this sector.
March 06, 2024 -
Now Is the Time To Prepare for ISO 20022
ISO 20022, a new messaging standard by the International Organization for Standardization, enhances communication between financial institutions and customers. Benefits include improved fraud prevention, AML/KYC practices, and efficiency in payment processing. As the November 2025 deadline for compliance looms, we discuss why starting migration now is of benefit to you.
March 05, 2024 -
Help Business Customers Align Capital with Strategic Plans
Higher interest rates and the cost burden they impose are driving a cycle of deleveraging and cash conservation at many companies. Small business owners are balancing the need to offset higher interest expenses and lessened credit availability while also addressing competing demands for strategic growth. We provide tips for how CFIs can help their business customers align their capital with their strategic plans.
March 04, 2024 -
New Regulations for Minority- and Women-Owned Small Businesses
Compliance under Section 1071 of the Dodd-Frank Act will likely pose the biggest burdens on the smallest institutions subject to the new rule. While there are still efforts to block it, the compliance deadline is quickly approaching. We delve into what you should know to start compliance efforts before the regulations take effect.
February 2024
Digital academies for workplace training have been around for years, but not all employers or workers have been on board. As organizations seek to plug skills gaps internally, new approaches to digital academies are proving extremely successful.
02/28/2024 -
To Convert or Not Convert Your Core
The decision to convert to a new core banking system is a monumental one. There are many reasons to make the leap so that your institution can continue to grow, though a “rip and replace” may not always be the right option. Determining whether an upgrade to your existing system could save you money, and may buy you time for even more evolved systems to come to market.
02/27/2024 -
Five Ways To Shore Up CRE Lending Right Now
It’s not clear if or when the CRE market will return to pre-pandemic levels, but experts say there are steps that banks with significant exposure to the space can take to help mitigate losses. We suggest five ways to navigate the slump.
02/26/2024 -
Keeping Check Fraud in Check
Despite advances in technology, check fraud is on the rise across the US. Given the significant impact on CFIs and their customers, we suggest ways in which CFIs can reduce exposure to fraudulent activity.
Although annual performance reviews are the norm at most companies, many employees dread the process. Changing your CFI’s approach to performance reviews and how often they happen can be the key to more effective discussions and better feedback. Read on for tips on how to optimize the review process and help employees and managers alike find more value in these meetings.
02/21/2024 -
The 7 Rs of Risk Management Strategy for CFIs
The OCC recently published its autumn statement on key risks facing the federal banking system. We summarize these risks and suggest ways CFIs can mitigate them to improve their institution’s resilience.
02/20/2024 -
Banking on Stability: Hedging Strategies for CFIs
Economic indicators suggest that the Fed is likely to ease monetary policy by lowering the Federal Funds Rate at some point this year. We discuss what factors could influence the Fed’s decisions and how hedging strategies could benefit your CFI in this changing market.
As expectations for personalized financial services grow, CFIs have an opportunity to peg relevant messaging to life and business events. Institutions can use starting key milestone triggers for marketing activity in near real time. We review some examples of what major triggers could be for both consumers and business customers as well as what types of products and services to market to that customer in response.
Although the Fed has kept interest rates steady since mid-2023 and may cut them sometime this year, they’re still the highest they’ve been in many years, and they continue to impact small businesses across all industries. We discuss three ways in which CFIs can support their small business customers as they navigate the high interest rate environment.
Bank tech is a rapidly changing landscape. Composable banking — building banking solutions through use of multiple APIs and plug-and-play platforms — offers a way for CFIs to more easily and effectively stay abreast of the latest trends.
02/12/2024 -
Rising CRE Lending Opportunities in Senior Housing
Due to an aging population, demand for senior housing is expected to grow. As occupancy rates rise and margins improve following a pandemic slump, investment in the sector should rebound. We consider the lending environment, the size of the opportunity, and what it takes for a CFI to succeed in this market.
Every economic downturn creates both pain and opportunities. Rather than scaling back or doing nothing, CFIs should consider adopting strategies that will position them for growth when the economy inevitably recovers. We discuss five places to invest during a downturn that can provide you with good return on investment
02/07/2024 -
The Benefits of a Flexible Retirement Approach
The desire for more flexible work arrangements isn’t limited to younger generations. As CFIs strive to hold on to longtime senior employees who may be heading for the exit to retire, flextirement is an option that may allow them to hold onto key employees longer and ensure a smoother transition to the next generation of employees.
02/06/2024 -
The Risks Lurking in the AI Shadows
Employees using unapproved, public generative AI poses a major security risk for your business. We review what shadow AI is, how it leaves your business vulnerable, and what you and your employees can do to minimize the risk.
Niche lending can be extremely lucrative — if executed correctly. We highlight some niche industries that are bringing success to other CFIs and provide guidance on how to identify unique, profitable niches in your area.
According to a new NFIB survey, pessimism prevails among small business owners. We discuss the challenges that small businesses noted in the survey and the potential impact on CFIs.
January 2024
Federal authorities have issued an alert about a financial scam called “pig butchering", in which victims are lured into investing in phony schemes, often involving crypto currency. The losses can be significant. We provide tips on how to identify these scammers, if they contact you.
01/30/2024 -
Bringing the Cloud Down To Earth
Cloud migration holds big promise for financial institutions. But it’s not as easy to get started with the cloud as it looks. We discuss the current state of business cloud migrations and what pitfalls and challenges to be aware of before migrating to the cloud.
01/29/2024 -
Mining Data for Hidden Revenues
Without the right tools and analytical approach, customer data is unlikely to have any significant impact on CFIs’ overall profitability. But when artificial intelligence is used to help segment data into meaningful information, there are multiple ways it can be used to help organizations enhance their relationships with existing customers and boost their overall profitability.
01/25/2024 -
Another Great Niche: Banking Nonprofits
More and more CFIs are courting nonprofits as customers, offering loans and other products and services. We discuss some of the unique financial needs of nonprofits and provide examples of how some CFIs are working with these customers.
Economists are predicting a downturn in consumer spending this year along with a slowing economy. We discuss strategies CFIs can use to prepare themselves and their small business customers for the impact.
A new study from Capgemini shows that business customers are increasingly in need of help with cash management. We discuss the biggest cash flow challenges for businesses and what solutions CFIs can offer those customers.
01/22/2024 -
What’s the Outlook for M&A in 2024?
Bank Director’s 2024 Bank M&A Survey explores FIs’ attitudes towards M&A. Although enthusiasm for a deal is somewhat flat, stagnant earnings may motivate FIs’ management and their boards to partner with other institutions in search of low-cost deposits. We discuss possible M&A trends for this year.
Contrary to popular belief, the Global Financial Crisis in 2023 didn’t happen — and likely won’t happen in 2024. We detail topline reports summing up year-end data and share expectations for the market this year, particularly for the banking sector.
A CFI’s bond portfolio can face serious risk when interest rates rise. Duration hedging can help moderate that risk, but many financial institutions don’t use it. We review the most common duration hedging strategies to consider for interest rate risk mitigation.
The Great Resignation may be over, but CFIs should still find ways to attract and retain hard-working employees — especially those who are excited to grow their careers within the institution. CFIs looking for ideas to accomplish this can emulate the 2023 winners of best banks and companies to work for.
01/11/2024 -
Do You Need a Chief Happiness Officer?
Employers have begun swapping conventional executive titles with new, trendy alternatives. But it’s not just about the titles — the roles themselves are changing as well, something younger talent with a yearning for a purpose-driven culture especially craves. We explore why these new executive roles may help you get a leg up on the competition for key talent.
01/10/2024 -
The Value of Reimagining Commercial Payments
Global B2B activity is poised to reach $111T in 2027, yet businesses are looking to nontraditional providers to fill their needs. Now is the time for CFIs to take a fresh look at their commercial payment services and revamp them to attract business customers with B2B needs before they land elsewhere.
01/09/2024 -
Chatbots May Be Too Nice for Their Own Good
Bad actors can prey on a chatbot’s desire to be helpful, gaming its algorithms to provide access to customer accounts or financial systems. We discuss the risks of a chatbot that hasn’t been set up properly and what measures are being taken to make your CFI safer, if you deploy a chatbot.
01/08/2024 -
Become Your Business Customers’ #1 Choice
Business banking is most CFIs’ bread and butter. But many businesses have more than one banking relationship. To become a customer’s primary provider, CFIs will have to develop the ability to provide full cash visibility, multibank reporting, and multibank transactions.
01/04/2024 -
Get the Best Results from Fintech Partnerships
Over the past three years, nearly half of all banks formed a partnership with a fintech, and 91% of banks have said that fintech partnerships are important in driving business strategy. What factors should CFIs consider to help those partnerships run smoothly and productively?
01/03/2024 -
How Should You Determine Executive Bonuses?
Finding the right amount to award your executives for bonuses can be a challenge. Compensation committees that use discretion in determining incentive payouts risk receiving criticism from investors and proxy advisory firms, whose policies tend to prefer formulaic incentive plans. However, discretion is an important feature of many banks’ annual incentive plans that, if used appropriately, can enhance the relationship between executive and CFI.
As CFIs strive to make branches and in-person experiences for customers more appealing, the importance of the sensory experience should not be overlooked. We discuss why factoring in those experiences makes good sense.
December 2023
12/21/2023 -
Reach Out to Unbanked and Underbanked Communities
12/19/2023 -
The New CRA Rule: What It Means for Community Banks
12/14/2023 -
A Leadership Program That’s Right for You
12/12/2023 -
Top Predictions for CFI Trends in 2024
12/11/2023 -
Driving Growth and Profitability in 2024
12/07/2023 -
Two Things Customers Want and How To Provide Them
November 2023
11/30/2023 -
What Gen Z Wants from Your Institution
11/29/2023 -
Ways To Identify the Most Promising Startups
11/28/2023 -
The Potential of Open Banking for SMB Customers
11/22/2023 -
Positioning Your DEI Initiative for Success
11/21/2023 -
Five Ways To Improve Customer Service
11/20/2023 -
Instant Payments Can Lead to Instant Problems
11/16/2023 -
The Future of Contracts in Banking Is Smart
11/15/2023 -
Should Your Chatbot Have a Persona?
11/13/2023 -
Three Steps for Effective Strategic Innovation
11/09/2023 -
M&A May Be Experiencing a Rebound: Here’s Why
11/08/2023 -
How Video Banking Can Expand Your Reach
11/01/2023 -
Business Loan Automation Can Help Your Bottom Line
October 2023
10/31/2023 -
Advice from Gen Z Can Help Inform Your Strategy
10/30/2023 -
The Changing Nature of Checking
10/26/2023 -
How To Unearth Hidden Cost Savings
10/25/2023 -
The Keys to a Successful Transformation
10/24/2023 -
Highlights from Bank Director’s 2023 Tech Survey
10/23/2023 -
Engaging Customers with Gamification
10/19/2023 -
The Value of Thoughtful Financial Literacy
10/18/2023 -
Getting To Know the Fed Discount Window
10/12/2023 -
Looking Ahead: Strategic Priorities for CFIs
10/10/2023 -
The Great Microchip Shortage May Be Ending
10/03/2023 -
Behavioral Economics Can Give You an Edge with SMBs
10/02/2023 -
Navigating the “Maybe” Economy
September 2023
09/28/2023 -
A Timely Reminder: Six Tips for Strategic Leadership
09/26/2023 -
The Ins and Outs of Voice of the Customer Programs
09/25/2023 -
The Advantages of Bottom-Up Management
09/21/2023 -
Risk Landscape Review, Pt. 2 of 2: Key Credit Risks
09/12/2023 -
The Profitable Horizon of Embedded Finance
09/06/2023 -
FDIC’s Options for Deposit Insurance Reform
09/05/2023 -
Tips for Combatting Diversity Fatigue
August 2023
08/30/2023 -
Data Practices that Build Customer Trust
08/29/2023 -
Extra Steps To Enhance Board Diversity
08/23/2023 -
Beware the Phish with Perfect Grammar
08/17/2023 -
How To Attract Qualified Candidates
08/16/2023 -
The Art of Business Networking for New Lenders
08/15/2023 -
Five Ways You Can Help Power SMBs’ Green Transition
08/14/2023 -
The Need for Speed — Safe Speed
08/08/2023 -
Hedging Can Strengthen CRE Lending
08/07/2023 -
College Towns Spur Economic Growth
08/02/2023 -
Six Pre-Default Strategies to Pursue Now
08/01/2023 -
The Value of Customer Profitability Modeling
July 2023
07/26/2023 -
US Banks Dominate AI Development
07/18/2023 -
What Small Businesses Really Want from Their Banks
07/12/2023 -
The Regulatory Scrutiny of Banking as a Service
07/11/2023 -
How To Win the Battle for Small Business Customers
07/10/2023 -
FedNow Instant Payments Are Almost Here
07/06/2023 -
Should You Buy a Fintech?
07/05/2023 -
What’s Driving the Rise of Digital-Only Spinoffs?
07/03/2023 -
Buy Now, Pay Later Model for Charitable Donations
June 2023
06/29/2023 -
The LIBOR-to-SOFR Transition: What You Need To Know
06/27/2023 -
What’s Driving the Latest Wave of Money Mules?
06/26/2023 -
Payment Data Can Lead to Personalization
06/22/2023 -
The State of Central Bank Digital Currencies
06/21/2023 -
The Changing Nature of Risk-Based Pricing
06/14/2023 -
Why You Shouldn’t Ignore the Internet of Things
06/12/2023 -
The Threat of Voice Cloning
06/08/2023 -
Best Practices for Segregation of Duties
06/07/2023 -
Pay by Bank Set To Compete With Credit Cards
06/05/2023 -
Foster More Debit Card Loyalty Via Fractional Stocks
06/01/2023 -
Four Strategies To Reassure Your Customers Right Now
May 2023
05/31/2023 -
We Asked ChatGPT To Write About Its Use in Banking
05/25/2023 -
Climate Risk Pt. 1 — A Global View
05/24/2023 -
Did a Person Write This BID?
05/23/2023 -
Tech Woes Can Provide Your Gain
05/18/2023 -
Highlights from the Bank Director’s 2023 Risk Survey
05/16/2023 -
CFIs Scramble To Keep Profits Up
05/15/2023 -
It’s a Good Time To Have Lots of Goodwill
05/11/2023 -
Manage Your Social Media Risk
05/09/2023 -
Check Fraud a Growing Problem
05/08/2023 -
Creating an Effective Remote Training Program
05/04/2023 -
How to Make Life Miserable for Ransomware Attackers
05/03/2023 -
Getting a Head in the Cloud Game
05/01/2023 -
Assembling a Successful Post-Merger Board
April 2023
04/28/2023 -
Banking on the Warehouse Boom
04/27/2023 -
Localized Branch Designs Strengthen Community Ties
04/21/2023 -
Fresh Schemes to Perpetuate Synthetic Identity Fraud
04/19/2023 -
Are Rising LDRs a Sign of Liquidity Problems?
04/17/2023 -
Should You Already Be Targeting Generation Alpha?
04/14/2023 -
Opportunities in CRE Lending as Big Banks Retreat
04/13/2023 -
What You Can Learn From Digital-Only Competitors
04/07/2023 -
Protect Your Bottom Line During Economic Uncertainty
04/06/2023 -
Drilling for Business in the Energy Sector
04/05/2023 -
Impending Regulatory Changes for Cybersecurity
04/03/2023 -
The Case for Stress Testing More Frequently
March 2023
03/31/2023 -
The Appeal of Phased Retirement Programs
03/30/2023 -
Strategies to Stay Strong Amid Industry Closures
03/28/2023 -
Eight Quirky Indicators of a Recession
03/27/2023 -
How Hiring Hackers Can Make Your Institution Safer
03/23/2023 -
Helping Small Businesses Go International
03/22/2023 -
The Growing Role of Biometrics in Cybersecurity
03/20/2023 -
Navigating Zelle’s New Refund Policy
03/17/2023 -
Using TikTok to Grow Your Brand with Gen Z
03/14/2023 -
Trends to be Aware of in Cyber Fraud
03/13/2023 -
Changing Consumer Spending Shows Cracks in Economy
03/08/2023 -
Could Branches-on-Wheels Help You Gain Customers?
03/07/2023 -
Rethinking SMB Lending
03/06/2023 -
Industry Adoption of SOFR Slower Than Expected
03/03/2023 -
Adopt a Shared-Service Mindset for Data Storage
03/02/2023 -
The CRA’s Impact on Successful Community Development
03/01/2023 -
Liquidity Constraints Necessitate New Strategies
February 2023
02/28/2023 -
The Importance of Managing Your AI Risks
02/27/2023 -
Wealth Management: In-House or Third Party?
02/24/2023 -
Should You Pursue Brokered Deposits?
02/23/2023 -
Land Prices Pinch Pipeline of New Farmers
02/22/2023 -
Will Retaining Top Talent This Year Cost You?
02/21/2023 -
Preventing Wire Fraud Through Verification
02/16/2023 -
Telling Your ESG Story (Without Greenwashing)
02/15/2023 -
Is the US Moving Toward a Cashless Society?
02/14/2023 -
Why Truly Understanding Generation Z Is Key
02/13/2023 -
Getting the Most from Cyber Insurance
02/08/2023 -
Start Preparing for the FedNow Service
02/07/2023 -
Ways to Convert Loyalty Programs to Customer Loyalty
02/03/2023 -
Support the Charities That Are Right for Your CFI
January 2023
01/30/2023 -
Preparing for an Economic Downturn
01/27/2023 -
Guidelines for M&A Are Evolving
01/24/2023 -
The Value of Mining Proprietary Data
01/20/2023 -
Catching the Last Wave of the ECIP Plan
01/19/2023 -
Adding Supply Chain Financing to Your Offerings
01/18/2023 -
The Rise of Contactless Payments
01/17/2023 -
Three Major Trends in IT Spending
01/13/2023 -
Combatting Impostor Syndrome
01/12/2023 -
What Does the Future Hold for Payments?
01/11/2023 -
Now Is the Time to Consider BaaS
01/10/2023 -
How CFIs Can Effectively Compete Against Neobanks
01/04/2023 -
Why Open Banking Is Growing Globally
December 2022
12/30/2022 -
Top BID Articles of 2022 (5 of 5)
12/29/2022 -
Top BID Articles of 2022 (4 of 5)
12/28/2022 -
Top BID Articles of 2022 (3 of 5)
12/27/2022 -
Top BID Articles of 2022 (2 of 5)
12/23/2022 -
Top BID Articles of 2022 (1 of 5)
12/22/2022 -
Marketing Trends in the Year Ahead
12/21/2022 -
OCC Operating Plan Is a “Cheat Sheet” for CFIs
12/20/2022 -
A Numerical Anadrome for the Current Market
12/15/2022 -
Top Five Predictions for CFI Trends in 2023
12/12/2022 -
How to Better Serve Customers with Disabilities
12/09/2022 -
Is Burnout Causing Turnover in Your Audit Team?
12/05/2022 -
How CFIs Can Survive Bank Attrition
12/02/2022 -
Warming Up Your Sales Call Strategy
November 2022
11/25/2022 -
Six Ways to Make Month-End Close More Efficient
11/21/2022 -
The Cybersecurity Risks of Remote Work
11/17/2022 -
Unique Benefits to Enhance Recruiting and Retention
11/16/2022 -
How the Housing Market Slowdown Could Impact CFIs
11/15/2022 -
Choosing the Right Electronic Bill Payment Platform
11/08/2022 -
Why Businesses Still Use Paper Checks
11/07/2022 -
Is It Time to Join the BNPL Bandwagon?
11/02/2022 -
Money Management Tips for Small Business Customers
11/01/2022 -
A Handy Guide to Dealing with CFIs’ Top Risks
October 2022
10/31/2022 -
The Newest Ford Model: A State Chartered Bank
10/28/2022 -
State of the European Payment Initiative
10/27/2022 -
Keeping Up with the Mobile Banking Crowd
10/25/2022 -
Starting an Effective Referral Program for Your CFI
10/24/2022 -
Is Voice Banking the Next Must-Have for CFIs?
10/21/2022 -
Helping Small Businesses Detect and Prevent Fraud
10/20/2022 -
Six Strategies to Navigate Credit Stress
10/19/2022 -
The Tech Giant That Wants to Launch a Bank
10/17/2022 -
Untapped Markets Right in Your Backyard
10/14/2022 -
How to Get Your Website to Boost Your Sales Leads
10/13/2022 -
Risk Management for Swaps & Derivatives
10/11/2022 -
Make Your Mobile Banking App Into a Swiss Army Knife
10/07/2022 -
Employee Financial Wellness Affects Your Bottom Line
10/05/2022 -
Harnessing the Power of Your Data Through Analytics
September 2022
09/30/2022 -
Keep Your Eye on AI in Your Hiring Process
09/28/2022 -
Planning an Effective Executive Retreat
09/27/2022 -
Leveraging Customer Data to Increase Profitability
09/26/2022 -
Using CTV Advertising to Micro-Target Consumers
09/23/2022 -
Gen Z’s Thirst for Financial Education
09/21/2022 -
Preparing Small Businesses for Universal Retirement
09/20/2022 -
Managing CRE Exposure in an Uncertain Market
09/19/2022 -
CFIs are Taking a Bite Out of Apple Pay’s Dominance
09/16/2022 -
Risk-Based Pricing Can Boost Profitability
09/15/2022 -
Making More by Spending More
09/14/2022 -
Ways to Respond to Rising Interest Rates
09/13/2022 -
Marketing Isn’t “One Size Fits All”
09/12/2022 -
Educating Customers on the Risks of Gaming Platforms
09/09/2022 -
Self-Service Banking Is Here to Stay
09/08/2022 -
Spoofers Target CFI Customers
09/02/2022 -
How to Future-Proof Your Employees with Reskilling
09/01/2022 -
Is a Subscription Model Right for Your CFI?
August 2022
08/31/2022 -
Trends Driving M&A Activity (Part 1 of 2)
08/30/2022 -
Preparing for the Possibility of Stagflation
08/23/2022 -
How to Empower Women to Start Investing
08/22/2022 -
Driving Value Through Internet of Things Technology
08/18/2022 -
Retaining Customers as Rates Move Higher
08/17/2022 -
How CFIs Can Maintain Adequate Capital in a Downturn
08/16/2022 -
Small & Mighty — the Value of Microcasts
08/15/2022 -
Digital Transformation Lessons from Early Adopters
08/12/2022 -
Can Playing Games at Work Make You More Engaged?
08/10/2022 -
Fed ISO 20022: Key Deadlines for 2022 & Beyond
08/09/2022 -
Small Business Sentiment on Borrowing
08/05/2022 -
Hobbyists Are Pricing Out Some Farmers and Ranchers
08/04/2022 -
Designing Branches in the Post-Pandemic Era
08/01/2022 -
Successfully Expanding PPP Relationships
July 2022
07/28/2022 -
Inverted Yield Curve May Bring Hedging Opportunity
07/27/2022 -
Automating the Back Office is Critical, Too
07/26/2022 -
Why Cloud Computing Adoption is Sky High
07/22/2022 -
Lower-Pain Core Conversions
07/21/2022 -
Build an Effective Board by Following Best Practices
07/19/2022 -
What the Lingering Chip Shortage Means for CFIs
07/18/2022 -
Identifying Customer Attrition
07/15/2022 -
Combatting Burnout Among Female Employees
07/14/2022 -
Partnering with Neobanks — Yes or No?
07/12/2022 -
Serious Hack-Attack-You Have 36 Hours to Report It
07/11/2022 -
Capturing Client Attention in the Blink of an Eye
07/08/2022 -
Focus on the All-Important “Why” in Staff Training
07/07/2022 -
The Big Picture on Synthetic Image Fraud
07/05/2022 -
Talking Your Way to Profits
07/01/2022 -
Boost Earnings with New Lines of Business
June 2022
06/30/2022 -
Commercial Loan Demand Picking Up Steam
06/29/2022 -
How Paid Social Media Can Pay Off
06/24/2022 -
How to Manage Understaffed Teams Effectively
06/23/2022 -
Four Strategies to Attract Small Business Customers
06/21/2022 -
Potential Clouds on the Horizon for Office Loans
06/17/2022 -
What It Takes to Be a Top-Performing CFI
06/14/2022 -
Outsourcing Talent in an Instacart World
06/13/2022 -
Strengthening Small Business Customer Relationships
06/09/2022 -
The Emerging Crypto Lending Landscape
06/08/2022 -
Creating a Green Niche to Bank On
06/06/2022 -
Six Strategies to Bolster Your Cybersecurity
06/01/2022 -
Seven Steps To Combat Meeting Fatigue
May 2022
05/31/2022 -
Interest Rate Swaps Help Retain Customers
05/27/2022 -
How Can Virtual Mentorships Help Retain Employees?
05/26/2022 -
Five Strategies To Engage the Unbanked & Underbanked
05/25/2022 -
Risk Mitigation Reminders for Construction Loans
05/24/2022 -
Four Ways To Evolve Your Branch
05/20/2022 -
Three Ways To Generate Income
05/19/2022 -
Reminders to Strengthen AML and OFAC Practices
05/18/2022 -
The Future Power of Blockchain
05/17/2022 -
Cybersecurity is High – How to Keep Fighting
05/16/2022 -
How to Please Dissatisfied Zillennial Employees
05/13/2022 -
Will Changing M&A Regulations Affect Your Strategy?
05/12/2022 -
Attracting New Customers With ESG
05/11/2022 -
Be Prepared for Rising Rates
05/10/2022 -
How Can Mobile Ads Help You Find New Customers?
05/09/2022 -
Virtual Payment Cards Are Picking Up Steam
05/06/2022 -
How To Enter The Hot Mobile Home Lending Sector
05/05/2022 -
How To Instill The “I” In DEI In Your Institution
05/04/2022 -
What Does The Metaverse Mean For CFIs?
05/03/2022 -
Hotels Are On The Upswing – But For How Long?
April 2022
04/29/2022 -
Need Fee Income? Try Hedging
04/21/2022 -
Integrating Hybrid Work With Strong Company Culture
04/20/2022 -
Are Checking Accounts Going To Be Extinct?
04/14/2022 -
How To Keep Championing Minority-Owned Businesses
04/12/2022 -
How To Stem Dissatisfaction When Employees Leave
04/08/2022 -
Independent ATMs – Do They Provide An Opportunity?
04/07/2022 -
Microlending – Is It Worthwhile?
04/06/2022 -
Benefits Of Rehiring Boomerang Employees
04/05/2022 -
Educating SMBs About Increased Cyber Risks
04/01/2022 -
Should Surging Fertilizer Costs Worry CFIs?
March 2022
03/31/2022 -
Essential Leadership Traits In The New Hybrid World
03/30/2022 -
Mitigating Employee Stress For Higher Productivity
03/29/2022 -
Best Practices To Apply Q Factors For CECL
03/28/2022 -
Lending Opportunities Rise In 2022
03/25/2022 -
Is Selfie ID Verification Here To Stay?
03/23/2022 -
How Your Institution Can Hedge Without SOFR
03/18/2022 -
Meeting The Cybersecurity Challenge With NIST’s Tool
03/17/2022 -
Four Precautions On QR Code Fraud
03/15/2022 -
The Appeal Of Text-To-Pay For Small Businesses
03/10/2022 -
Three Steps To Get Ready For Faster Payments
03/09/2022 -
Cryptomania Is Here – Should CFIs Respond?
03/08/2022 -
Remittances Are Rising – Is It Time To Jump Onboard?
03/07/2022 -
How To Mitigate Rising Mobile Fraud
03/03/2022 -
Are Overdraft Charges A Thing Of The Past?
03/02/2022 -
Should CFIs Use TikTok For Marketing?
February 2022
02/28/2022 -
Deepfakes Are Increasing – Top Three Scams To Watch
02/25/2022 -
Reaping The Rewards Of SMB Optimism
02/24/2022 -
Key Takeaways From Former FDIC Chair McWilliams
02/23/2022 -
Where Are CRE Investors Investing?
02/18/2022 -
Volunteer Data Can Help Nonprofits In Your Community
02/17/2022 -
Three Steps To Prepare For A US Digital Dollar
02/16/2022 -
More Ways To Connect With Gen Z As Future Customers
02/11/2022 -
Planning For Succession Success
02/10/2022 -
Four Strategies To Boost Board Diversity
02/09/2022 -
Enticing Younger Customers With Wealth Management
02/07/2022 -
Running CECL In Parallel – What You Should Know
02/03/2022 -
How To Use AI Effectively And Mitigate Bias
02/01/2022 -
Appealing To 60MM Self-Employed Businesses
January 2022
01/31/2022 -
USPS Banking Services Have Resurfaced
01/28/2022 -
Five Steps For A Successful Universal Banker Model
01/27/2022 -
Metaverse Marketing – A New Way To Reach Customers
01/26/2022 -
An Update On Cloud Services For CFIs
01/25/2022 -
Three Strategies To Prepare CFIs For Rate Increases
01/21/2022 -
Will CFIs Have Enough Reserves For CECL?
01/20/2022 -
Four Ways To Prepare For Faster Payments
01/19/2022 -
Mitigating Stress Levels For Compliance Employees
01/13/2022 -
Mobile Messaging – A Key Banking Communication Tool
01/12/2022 -
Three Strategies To Harness Career-Changers
01/11/2022 -
Lessons Learned From The Exodus Of Challenger Banks
01/07/2022 -
How CFIs Are Managing Remote Work
01/06/2022 -
Will The Agricultural Recovery Last?
01/05/2022 -
How CFIs Can Maintain Customer Stickiness
01/04/2022 -
Contactless Commerce Technologies Could Help SMBs
01/03/2022 -
Top Five Trends For 2022
December 2021
12/31/2021 -
Top 2021 BID Articles (5 of 5)
12/30/2021 -
Top 2021 BID Articles (4 of 5)
12/29/2021 -
Top 2021 BID Articles (3 of 5)
12/28/2021 -
Top 2021 BID Articles (2 of 5)
12/27/2021 -
Top 2021 BID Articles (1 of 5)
12/24/2021 -
De Novos Are On The Rise – Trend Or Blip?
12/23/2021 -
New Cyber Risk Reporting Rule
12/22/2021 -
An Update On Cryptocurrency
12/21/2021 -
CFIs Combat Employee Turnover
12/20/2021 -
Getting Maximum Value From Your Core Provider
12/15/2021 -
Is Your Institution Ready To Transition From LIBOR?
12/14/2021 -
How To Balance Digital Innovations With Daily Tasks
12/13/2021 -
CNP Is Responsible For 80% Of US Fraud
12/09/2021 -
FSOC Highlights Climate-Related Risks
12/07/2021 -
Have You Considered These Cyber Risks With Your M&A?
12/06/2021 -
Five Lending Tips To Stay Competitive
12/02/2021 -
Supply Chain Woes Continue For SMBs – CFIs Can Help
November 2021
11/30/2021 -
Housing Rental Market Is Red Hot – But For How Long?
11/29/2021 -
OTP Fraud – What Is It & How Can You Prevent It?
11/24/2021 -
A Look Back In 2021 - Lending & CRE (Part 2)
11/22/2021 -
Three Ways To Help Businesses With Global Payments
11/19/2021 -
Cryptocurrency Exchange Machines & Crypto Banking
11/18/2021 -
Proptech – Landlords Gain Efficiencies
11/17/2021 -
How Should CFIs Approach Buy Now, Pay Later?
11/15/2021 -
Decentralized Finance Is Coming
11/10/2021 -
Six Steps To Becoming A Successful Blogger
11/09/2021 -
Using AI For Risk Management And Efficiency Gains
11/08/2021 -
Managing The Effects of Revenue Recession
11/05/2021 -
Is Your Content Generating New Business?
11/04/2021 -
Stemming The Rise Of Elder Financial Fraud
11/03/2021 -
Three Approaches To Attract Younger Customers
October 2021
10/29/2021 -
Three Payment Strategies To Support SMBs
10/28/2021 -
FIs Share Data To Strengthen Cybersecurity
10/27/2021 -
CFOs Face Today’s Challenges Head-On
10/26/2021 -
Can You Detect A Profitable Startup?
10/22/2021 -
Harnessing Digital For Hyper-Personalized Service
10/21/2021 -
Do You Have Secure Endpoint Security?
10/20/2021 -
Can CECL Make Your Institution More Efficient?
10/15/2021 -
Can Your Institution Compete Effectively For Talent?
10/14/2021 -
Five Ways To Prevent Employee Burnout
10/13/2021 -
How Are CFIs Doing With The LIBOR Transition?
10/12/2021 -
Are Shared Branches Possible?
10/08/2021 -
Storytelling 101 For Bankers
10/07/2021 -
Credit Union-Community Bank Mergers Continue
10/05/2021 -
Are You On Top Of Your Patch Management?
10/04/2021 -
Inflation Is Up – Now Is The Time For Stress Testing
10/01/2021 -
Preparing For Retirement Of Boomer Business Owners
September 2021
09/30/2021 -
Regulatory Update & Focus For Your Next Exam
09/29/2021 -
Opportunities With Nonemployer Firms Abound
09/27/2021 -
Top Five Places Where CECL Calculations Can Go Wrong
09/22/2021 -
PPP Forgiveness Audits – What Should You Know?
09/21/2021 -
Five Steps To Bring Back Internship Programs
09/20/2021 -
Digital-Only Spin-Offs For CFIs?
09/17/2021 -
Hybrid Branches – The Best Of Both Worlds?
09/16/2021 -
Overall Lending Market Signs
09/14/2021 -
How To Choose The Right CECL Vendor
09/10/2021 -
Seven Strategies To Gain & Retain Diverse Employees
09/09/2021 -
FIs Reveal Their IT Spending Priorities
09/07/2021 -
Three Steps To Optimal Digital Onboarding
09/03/2021 -
Staying Vigilant With MFA
09/02/2021 -
Is Wealth Management The Key For Your Institution?
09/01/2021 -
BaaS Transactions Hit $22.5B & Continue To Grow
August 2021
08/31/2021 -
Are CRE Lending Prospects On The Upswing?
08/30/2021 -
Retaining Talent As Workers Rethink Career Goals
08/27/2021 -
How To Reduce “The Uncertainty Zone” Of Fraud
08/25/2021 -
Barclays & Mastercard – Latest RTP Developments
08/24/2021 -
Minority-Owned Businesses Get Support From FIs
08/20/2021 -
Key Areas Of Anticipated Regulatory Scrutiny
08/19/2021 -
Is It Time To Review Your Branch Strategy?
08/18/2021 -
Bringing Your A-Game To Communications
08/17/2021 -
Four Reasons CFIs Are Acquiring Nonbanks
08/13/2021 -
Gen Z Employees Need Three Things To Stay Happy
08/12/2021 -
Appealing To Gen Z – A Competitive Advantage
08/11/2021 -
How CFIs Can Prepare For Rising Rates
08/10/2021 -
How Can You Keep New Customers From Switching?
08/09/2021 -
Supporting Single Parent Employees For A Win-Win
08/06/2021 -
Five Ways To Support Artists And Generate Business
08/05/2021 -
What Is Keeping Risk Managers Busier Than Ever?
08/03/2021 -
Is It Time To Defer Compensation?
08/02/2021 -
Key Strategies To Promote Digital Engagement
July 2021
07/30/2021 -
Big Tech Approaches To Streamline & Secure Passwords
07/29/2021 -
The Fed’s New CECL Tool
07/28/2021 -
Ag Lenders Show Resilience And Promise Ahead
07/27/2021 -
Update: The Overdraft Challenge
07/26/2021 -
Chip Shortage Affects Bank Card Availability
07/23/2021 -
The Rising Financial Clout Of Millennials
07/22/2021 -
FFIEC Update Provides More Clarity On Exams
07/21/2021 -
Managing The Rush From Staycation To Vacation
07/20/2021 -
FDIC Announces Tech Sprint To Help Unbanked
07/19/2021 -
“Insuring” Cyber Success For SMBs
07/16/2021 -
Digital Account Opening – Is It Table Stakes?
07/15/2021 -
Five Indicators That Your Brand Needs A Makeover
07/14/2021 -
Can Profitability Increase In A Low NIM Environment?
07/13/2021 -
Five Steps To Plan For Digital Currencies
07/12/2021 -
Using Data To Expand Your Institution’s SBA Lending
07/09/2021 -
Update - SEC’s Climate Change Regulations
07/08/2021 -
Real-Time Payments - Myths & Facts
07/07/2021 -
PPP Insider Loans Extended – Pros, Cons & Pitfalls
07/06/2021 -
Time To Review Your Coaching & Disciplinary Process?
07/02/2021 -
How To Minimize Current Balance Sheet Disparity
07/01/2021 -
Approaches To Stay Connected With Small Businesses
June 2021
06/30/2021 -
C-PACE Is Growing – What Should You Know?
06/29/2021 -
Four Strategies To Fight IVR Fraud
06/28/2021 -
Considerations For A Successful Workplace Transition
06/25/2021 -
A Fresh Approach To Modern ATMs
06/24/2021 -
Increasing Finance App Usage - How to Respond
06/23/2021 -
Three Effective Succession Planning Strategies
06/22/2021 -
How To Square Up The Latest Competition
06/21/2021 -
Three Eco-Friendly Payment Card Strategies
06/18/2021 -
Business Email Fraud Is Growing
06/17/2021 -
Ransomware Attacks On Community Banks
06/16/2021 -
Top Takeaways For FSA Loan Forgiveness
06/15/2021 -
Neobanks Are Growing – Are They A Threat?
06/14/2021 -
Virtual Cards Are Here – What Should You Know?
06/11/2021 -
How To Compete With Marketplace Lenders
06/10/2021 -
Private Social Networks Engage Customers
06/04/2021 -
Banking M&A Rebounding To Near Pre-Pandemic Levels
06/02/2021 -
Coin Shortage Meets A Cashless Economy
May 2021
05/28/2021 -
Social Media Complaints – What You Should Do
05/27/2021 -
Why The Gig Worker Should Get Your Attention
05/26/2021 -
What To Consider For Digital Inclusivity
05/25/2021 -
Four Ways To Successfully Ramp Up SMB Lending
05/24/2021 -
How The Pandemic Has Shaped Fintech-CFI Partnerships
05/21/2021 -
Big Banks Return To The Office Post-Pandemic
05/19/2021 -
Keeping Family-Owned Banks In The Family
05/18/2021 -
Options For Legal Support In Today’s Market
05/17/2021 -
Podcasting is Smart Marketing for CFIs
05/14/2021 -
CRE Outlook is Positive As Economy Ramps Up
05/12/2021 -
Resuming CECL Compliance Planning
05/11/2021 -
Educate Your Board On Post-Pandemic Strategies
05/10/2021 -
Cybercrime & The Dark Web: 3 Steps to Stay Vigilant
05/07/2021 -
An AI Primer For Increasing Efficiency
05/05/2021 -
FIs Will Spend $130B on RegTech By 2025
05/04/2021 -
Encouraging Small Talk Within Your Institution
05/03/2021 -
Officer Incentive Plans & Profitability
April 2021
04/29/2021 -
Helping Your Customers Combat Online Crime
04/28/2021 -
Residual CRE Impact From The Pandemic
04/27/2021 -
Inflation & Interest Rates – Where Are They Going?
04/26/2021 -
Community Bankers Will Continue Saving The Day
04/21/2021 -
Stay On Top Of PPP Changes For Your Customers
04/20/2021 -
Five Strategies Toward Effective Vendor Management
04/19/2021 -
Community Bankers Keep Saving The Day
04/16/2021 -
$21 Trillion Opportunity In Cross-Border Payments
04/14/2021 -
Update: State Online Data Privacy Laws
04/13/2021 -
Four Ways To Keep Your Landlord Clients Afloat
04/12/2021 -
Community Bankers Save The Day Again
04/09/2021 -
Physically Fit Bank Customers Are Fiscally Fit Too
04/08/2021 -
Appealing To The $143B Spending Power Generation
04/07/2021 -
ACH Disruptions Remind Bankers of BCP Importance
04/05/2021 -
Community Bankers Save The Day
04/02/2021 -
CRE Recovery Looks Mixed – Winners and Losers
04/01/2021 -
How Is FedNow Coming Along?
March 2021
03/31/2021 -
Learning To Swim In Liquidity – What Can Bankers Do?
03/30/2021 -
Community Banks And Credit Unions – New Friendships?
03/29/2021 -
Four Ways To Progress With Corporate Governance
03/26/2021 -
Put Your Referral Programs In Gear
03/25/2021 -
Trade Finance Can Grow International Business
03/24/2021 -
Reaching More Customers By Going Viral
03/23/2021 -
Six Steps Your Institution Should Take Towards SOFR
03/22/2021 -
Three Key Areas Impacting Customer Profitability
03/19/2021 -
Branch Closures – The Influencers & The Future
03/17/2021 -
Five Ways To Grow Your Business
03/16/2021 -
Merchants Optimistic About Contactless Payments
03/15/2021 -
Stemming The Exodus Of Women In The Workplace
03/12/2021 -
Helping The Underbanked And Unbanked
03/10/2021 -
How To Test For Volatility In A Post-Pandemic Normal
03/09/2021 -
Three Ways To Add More Board Diversity
03/08/2021 -
Three Ways To Improve The Customer Experience
03/05/2021 -
What Are Banks Saying About M&A In 2021?
03/04/2021 -
Three Steps To Get Started With Open Banking
03/03/2021 -
50% Of People Would Switch Banks For Biometric Cards
03/02/2021 -
Should CFIs Worry About Peak Oil?
February 2021
02/25/2021 -
Three Ways To Help Small Landlord Customers
02/24/2021 -
Leadership Traits Are Evolving
02/23/2021 -
Using Biometrics While Mitigating The Risks
02/22/2021 -
Retain Deposits With Technology
02/18/2021 -
Helping SMBs Ramp Up Digital Disbursements
02/17/2021 -
From Pandemic To Productivity Challenges
02/16/2021 -
Three Secrets Of Successful Fintech Partnerships
02/12/2021 -
How Will CECL Affect Your Institution’s Securities?
02/10/2021 -
Passwords – Are Their Days Numbered?
02/08/2021 -
Security Operations Center – Is It For You?
02/03/2021 -
Credit Migration Trend – Where Is It Heading?
02/02/2021 -
The COVID-19 Vaccine And Your Employees
02/01/2021 -
Educating Your Customers About SIM Swap Fraud
January 2021
01/29/2021 -
Employee Diversity Boosts Engagement & Performance
01/28/2021 -
The Year Ahead In Anti-Money Laundering Compliance
01/27/2021 -
LIBOR To SOFR – Next Steps To Keep You On Track
01/26/2021 -
How Can Wire Automation Help Your Institution?
01/22/2021 -
Opportunities Emerge As Digital Banking Increases
01/21/2021 -
PPP Lending Is Back . . . And There Are Changes
01/20/2021 -
Making Meetings More Productive
01/19/2021 -
Four Ways To Help Your Customers Fight Fraud
01/15/2021 -
Bank Landscaping For Greater Engagement
01/14/2021 -
Embedded Banking Is Expanding
01/13/2021 -
Merchant Businesses Generate 2.6x More Revenue
01/12/2021 -
Automation Keeps Your Institution Competitive
01/11/2021 -
How One Of Your Peers Succeeded With Mobile Wallets
01/08/2021 -
Staying Compliant With Artificial Intelligence
01/07/2021 -
Three Ways To Manage 2021 Lending Challenges
01/06/2021 -
Four Banking Technology Spending Trends In 2021
01/05/2021 -
Your Data Privacy Program Can Be A Competitive Tool
01/04/2021 -
Top 5 Areas Of Regulatory Focus For 2021
December 2020
12/31/2020 -
Top 2020 BID Articles (5 of 5)
12/30/2020 -
Top 2020 BID Articles (4 of 5)
12/29/2020 -
Top 2020 BID Articles (3 of 5)
12/28/2020 -
Top 2020 BID Articles (2 of 5)
12/24/2020 -
Top 2020 BID Articles (1 of 5)
12/23/2020 -
Lessons In Longevity With The Oldest Community Banks
12/22/2020 -
Is The Tide Shifting For Cannabis Businesses?
12/18/2020 -
Faster Payments: What Are Your Peers Doing?
12/16/2020 -
Three Creative CRE Opportunities For Unused Space
12/14/2020 -
PPP-Related Scams To Avoid
12/10/2020 -
Open Banking - What You Should Know
12/09/2020 -
Bank M&A - Present & Future
12/08/2020 -
Fed's Program Helps CRA Connections
12/07/2020 -
QR Codes For Contactless Payments - Here To Stay?
12/04/2020 -
Holiday Parties A La Pandemic
12/03/2020 -
How To Renew Your D&O During A Pandemic
12/02/2020 -
Six Mobile Banking Tips For Maximum Engagement
12/01/2020 -
Inquiry & Insight: SERPs, Employee Onboarding, MSLP
November 2020
11/30/2020 -
Competitively Recruiting For Longevity & ROI
11/25/2020 -
Credential Stuffing - What It Is & How To Combat It
11/24/2020 -
Is Suburban Migration An Advantage For CFIs?
11/23/2020 -
CECL Is Still On The Horizon - Three Considerations
11/20/2020 -
Five Best Practices For Top Employee Satisfaction
11/19/2020 -
Banking Regulators Discussing Climate Risks
11/18/2020 -
Creating More Connections With Millennials
11/16/2020 -
Bank Charters For Tech Giants?
11/13/2020 -
Opportunities With The Internet Of Things
11/10/2020 -
Four Tips For Your Next Regulatory Examination
11/09/2020 -
Small-Dollar Loans: An Update
11/06/2020 -
Four Pandemic-Specific Loyalty Rewards
11/02/2020 -
More Regulators Helping Community Bankers
October 2020
10/30/2020 -
Payment Trends Now And Post-Pandemic
10/29/2020 -
Four Mistakes To Avoid With Technology Development
10/27/2020 -
Five Key Indicators For The CRE Market
10/26/2020 -
Helping Budding Entrepreneurs During A Pandemic
10/23/2020 -
Could Google Affect Lending And New Talent Pools?
10/22/2020 -
Three Ways To Engage Minority-Owned Businesses
10/21/2020 -
Bank M&A Antitrust Under Review
10/19/2020 -
Reasons To Consider One-Stop Bill Payment
10/16/2020 -
Three Reasons Why MSLP Is Viable
10/15/2020 -
Faster Payments Are Here - Are You Ready?
10/14/2020 -
Password Management Reminders In A WFH World
10/09/2020 -
The Latest Signs Of Business Optimism
10/08/2020 -
Three Strategies To Manage Child Care Issues
10/07/2020 -
Agribusiness Trends To Watch
10/06/2020 -
Five Leadership Tips For Remote Teams
10/05/2020 -
Fighting Back Against Mobile Banking Fraud
10/02/2020 -
Thanking Customers Especially During The Pandemic
10/01/2020 -
Pandemic Prompts CFOs To Use More Automation
September 2020
09/30/2020 -
Four Ways To Engage Gen Z Employees
09/29/2020 -
Four Ways To Attract Gen Z Business Owners
09/28/2020 -
What Banks Should Know About Crypto Custody Services
09/25/2020 -
Strategic Planning Considerations During A Pandemic
09/24/2020 -
Three Steps Forward In The LIBOR-SOFR Transition
09/23/2020 -
Four Steps For Virtual Employee Onboarding
09/22/2020 -
A Refresher For Complaint Management
09/21/2020 -
Will Drive-Through Banking Continue?
09/18/2020 -
Looking Outside Of The Core For Technology
09/17/2020 -
Three Key Liquidity Risk Management Reminders
09/16/2020 -
Disasters Are Striking - Is Your Institution Ready?
09/15/2020 -
Which Type Of Financial Institutions Will Cut Jobs?
09/14/2020 -
Make Your App Stand Out In The Crowd
09/11/2020 -
Two Ways To Cut Costs for Greater Profitability
09/10/2020 -
Adapting Performance Reviews For Working Remotely
09/09/2020 -
Three Ways RegTech Could Help Your Institution
09/08/2020 -
M&A In 2020 - Sweet Or Sour?
09/03/2020 -
Helping Millennials Through The Crisis
09/02/2020 -
OCC Proposes A Special Payments Charter
09/01/2020 -
Using AI To Reduce Bias
August 2020
08/31/2020 -
How Your Employees Can Solve Customer Problems
08/28/2020 -
Digging Deeper With Your Borrowers
08/26/2020 -
Strategies To Mitigate Credit Crunch
08/25/2020 -
Ransomware Resurgence
08/21/2020 -
Strategies For Institutions To Stay Independent
08/20/2020 -
What 5G Could Mean For Banking
08/19/2020 -
FDIC Guidance Broadens Employment Pool
08/18/2020 -
Three Branch Security Tips During COVID-19
08/17/2020 -
Stress Testing And Liquidity
08/14/2020 -
Creative Ways To De-Stress Your Staff And Customers
08/13/2020 -
What To Do With Your PPP Loans
08/12/2020 -
The Pandemic, Cashless Payments & The Unbanked
08/11/2020 -
Customer Review Sites Share Your Safety Efforts
08/10/2020 -
Main Street Lending Program Could Help
08/07/2020 -
Keep Moving With LIBOR's Transition
08/06/2020 -
Insights For Your Strategic Planning
08/05/2020 -
Should You Be Doing Banking-As-A-Service?
08/04/2020 -
Ways To Manage The Coin Shortage
July 2020
07/31/2020 -
Should You Consider Gig Workers As Customers?
07/30/2020 -
The Unique Financial Needs Of Women
07/29/2020 -
New Technology Update: KYC Video Authentication
07/28/2020 -
Merging In The Face Of A Crisis
07/27/2020 -
How To Mitigate Currency Risk For Your Customers
07/24/2020 -
The Personal Touch In Digital Banking
07/23/2020 -
Five Ways To Boost Employee Morale
07/22/2020 -
Steering Clear Of Unemployment Fraud
07/21/2020 -
FinCEN Guidance On Pandemic Fraud Scams
07/20/2020 -
Is Divestment An Option?
07/17/2020 -
Developing Your Banking App - The Time May Be Right
07/16/2020 -
The Latest Regulatory Stress Test Findings
07/15/2020 -
Key Technologies Used To Communicate With Customers
07/14/2020 -
Frustrated PPP Applicants Could Become New Customers
07/13/2020 -
PPP Fraud - How To Protect Your Institution
07/10/2020 -
Is It Time For A Fintech Partnership?
07/09/2020 -
Three Ripe Ways To Refine Your Lending Process
07/08/2020 -
What Is Needed During The Second Wave Of COVID-19
07/07/2020 -
Risks Associated With Contact Tracing
07/06/2020 -
Inquiry & Insight: Back To Work With The Coronavirus
07/03/2020 -
The Right Time 4 Financial Literacy 4 Kids
07/02/2020 -
What Have Your Peers Been Doing In This Crisis?
07/01/2020 -
Potential Blind Spots in Risk Management?
June 2020
06/30/2020 -
Assessing Capital Using Economic Data
06/29/2020 -
Net Interest Margins And Interest Rate Swaps
06/26/2020 -
Leadership Communication During The Transition
06/25/2020 -
Pay Considerations With Remote Workers
06/23/2020 -
Community Financial Institutions And Social Change
06/19/2020 -
Getting Ready To Resume Full Services Post COVID-19
06/18/2020 -
Optimizing Your Website For Voice Searches
06/17/2020 -
Getting The Most Out Of The Last Days Of PPP
06/16/2020 -
Keeping Seniors Engaged With Digital Banking
06/15/2020 -
Will We Transition To SOFR In 2021?
06/12/2020 -
Bank M&A Climate: Is There An Urge To Merge?
06/11/2020 -
Inquiry & Insight: Lenders Staying Financially Fit
06/10/2020 -
Bridging The Technical Skills Gap
06/09/2020 -
Reap More Fee Income With Wealth Management
06/08/2020 -
After the PPP - Now What?
06/05/2020 -
Will Negative Interest Rates Happen In The US?
06/04/2020 -
Virtual College Recruiting During The Pandemic
06/03/2020 -
A Taste Of Today's Commercial Real Estate Market
06/02/2020 -
Long-Term Benefits Even After PPP
06/01/2020 -
Cloud Services - Strategy And Risk
May 2020
05/29/2020 -
New Technologies Facilitating Businesses Reopening
05/28/2020 -
Changing Lending Practices
05/26/2020 -
Mobile Credit Card Apps Becoming More Important
05/22/2020 -
Safely Reopening Your Branches
05/21/2020 -
Top Six Stress Testing Tips During COVID-19
05/20/2020 -
COVID-19 Risk Analysis
05/19/2020 -
The Main Street Lending Program - A Summary
05/18/2020 -
Remote Meeting Management
05/15/2020 -
How COVID-19 Affects Men And Women Differently
05/14/2020 -
Serving Your CRE Business Customers Going Forward
05/13/2020 -
New Cyber Risks With COVID-19
05/11/2020 -
The State of Small Business
05/08/2020 -
Consumer Behavior Changes During COVID-19
05/07/2020 -
Remote Work - For Recruiting & Retention
05/06/2020 -
COVID-19 Loan Modifications - Risk Rating
05/05/2020 -
Social Distancing And Healthy Employees
05/04/2020 -
Inquiry & Insight - More Coronavirus Questions
05/01/2020 -
Post-COVID-19 Office Design And Practices
April 2020
04/28/2020 -
Morale-Building During COVID-19
04/27/2020 -
Community Banks Continue Making A Difference
04/24/2020 -
Social Media Tips During COVID-19
04/23/2020 -
COVID-19 And Your CRE Portfolio
04/22/2020 -
Job Loss And Economic Recovery
04/21/2020 -
Is Your Data Security Plan Ready For COVID-19?
04/20/2020 -
Community Banks Keep Making A Difference
04/17/2020 -
Transitioning Your Communications
04/15/2020 -
Stepping Up Technology During The Coronavirus
04/14/2020 -
Recap Of The Fed Webinar On PPPLF
04/13/2020 -
Community Banks Making A Difference
04/10/2020 -
Liquidity And Capital Management During COVID-19
04/09/2020 -
Key Takeaways Of The CARES Act
04/08/2020 -
Inquiry & Insight - Coronavirus Questions
04/07/2020 -
COVID-19 Insights
04/06/2020 -
Health And Wellness During The Coronavirus Crisis
04/03/2020 -
How The Big Banks Are Managing The Coronavirus
04/02/2020 -
Bankers Ask Regulators For Help - Part 2
04/01/2020 -
Bankers Ask Regulators For Help - Part 1
March 2020
03/31/2020 -
CRA Considerations During COVID-19
03/30/2020 -
Remote Work Practices
03/27/2020 -
Leading During A Crisis
03/25/2020 -
FOMC's Drastic Measures For Unprecedented Times
03/24/2020 -
FDIC FAQs For Financial Institutions And Customers
03/23/2020 -
COVID-19, Housing, Jobs, And Other Indicators
03/20/2020 -
Tips To Increase Loan Growth
03/19/2020 -
Training Your Staff On Digital Banking
03/18/2020 -
BEC Compromise - An Update
03/17/2020 -
Coronavirus Contingency Plans
03/16/2020 -
Big Banks Report On CECL
03/13/2020 -
Open Your Institution's Silos
03/12/2020 -
Chatbots For Employee Advice
03/11/2020 -
Fighting Fraud With The Latest From FICO
03/10/2020 -
How To Prepare For The Digital Evolution
03/09/2020 -
Business Credit Cards - A Good Opportunity?
03/06/2020 -
A Laundry List To Get More Deposits
03/05/2020 -
It's Never Too Early For Succession Planning
03/04/2020 -
Maximizing Your Branches
03/03/2020 -
How CECL Affects Bank Investors
03/02/2020 -
Inquiry & Insight - Open Banking, Cyber, AI
February 2020
02/28/2020 -
Data Collection And Customer Trust
02/27/2020 -
If You Can't Hire Them, Train Them
02/26/2020 -
Customer Experience & Employee Compensation
02/25/2020 -
Do You Have Cyber Alert Fatigue?
02/24/2020 -
Data Privacy Laws - What You Should Know
02/21/2020 -
A Refresher On Automation And AI
02/20/2020 -
Learning From Fannie And Freddie With CECL
02/19/2020 -
Portfolio-Level Analysis Of CRE Loans
02/18/2020 -
Risk And Compliance - What Your Peers Say
02/14/2020 -
Getting Real With Faster Payments
02/13/2020 -
MasterCard's Digital ID
02/12/2020 -
Employee Fraud Prevention
02/11/2020 -
Is M&A Still A Good Idea?
02/10/2020 -
Small Business Capital Needs
02/07/2020 -
Smartwatch Banking - Is The Time Now?
02/06/2020 -
Fine-Tuning Your Tech Strategy
02/05/2020 -
Lending To Small Businesses
02/04/2020 -
Rate Reductions And Profitability
02/03/2020 -
Insight & Inquiry - Fraud, Branches, CRE
January 2020
01/31/2020 -
The Middle Course Of Management