Industry Insights

Welcome to our Industry Insights Hub

Staying on top of industry trends is not just a benefit—it’s a necessity. Our comprehensive suite of meticulously curated resources - white papers, podcasts, webinars, articles, and case studies, are to empower community financial institutions with deep, actionable insights.

With our commitment to delivering industry-leading resources, community financial institutions can sharpen their competitive edge and make strategic, well-informed business decisions. Step into our hub where expertise meets innovation, driving your institution’s success forward.

White Papers See All

Embracing ISO® 20022: Enhancing Financial Messaging and Operations
The Federal Reserve Banks are set to adopt the ISO 20022 message format for the Fedwire Funds Service on March 10, 2025. This pivotal transition will mark a significant step towards standardized, efficient, and interoperable financial messaging.
Smarter Deposit Pricing: The Power of Relationship Modeling
How community financial institutions can maximize their relationships and compete in the deposit rate environment using profitability analysis and relationship modeling.

Podcast (Banking Out Loud) See All

Podcast: What Makes an Institution Successful—A Regulatory Perspective
What Makes an Institution Successful—A Regulatory Perspective

Hear insights on the importance of proactive risk management, strong communication, why involving regulators early in risk discussions is crucial, the significance of corporate governance, and more.

Podcast: Middle Managers Guide to Organizational Success
A Middle Manager’s Guide To Driving Organizational Success

Actionable tips and strategies for middle managers to excel within organizational hierarchies. Tune in to learn how to differentiate yourself and enhance your influence.

Webinars See All

Insights from Banking Peers: Canadian Check Clearing Made Easy

Discover the benefits of clearing Canadian checks with PCBB and the Fiserv Clearing Network. Hear from industry peers as they discuss firsthand experiences.

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Distilling the Secrets of CECL Success

In this virtual roundtable with a panel of community financial institution executives, we explored their journey of implementing CECL. Here are the strategies, lessons learned and insights that they can share with their peers based on their implementation journey.

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Uncorking Customer Profitability

Virtual roundtable led by PCBB’s profitability expert, Janet Leung, to discuss proven and peer-tested strategies to improve profitability. The event showcased a panel of community financial institution executives that have championed customer profitability.

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Case Studies See All

FCB Bank Uses Profitability FIT to More Effectively Price Loans
Learn how FCB Bank uses PCBB’s relationship profitability solution, Profitability FIT, to more effectively price loans, offer additional services and encourage loyalty.
Lea County State Bank Gains Customers with BLP Hedging Solution
How PCBB helped a rural community bank compete with the big banks and win by helping them offer their customers long term fixed rates while getting a floating-rate asset on the books.

Hot Topics

From articles to White Papers, see a comprehensive collection of all of our resources on the topics your peers are talking about today.

Industry Indicators

Keep up on the economic indicators that are impacting the industry and the latest bank mergers and acquisitions in the works.