Products & Services

In the rapidly changing environment of banking, your institution requires a forward-thinking partner to help you remain relevant and to thrive in a competitive, ever-evolving industry. PCBB is that partner.

We provide innovative products and services to help your bank compete more efficiently—both in competition with large national financial institutions and with smaller competitors in your market footprint. We have products that can assist you with operations, lending, regulatory tasks and improving performance throughout your bank. Take a look at our diverse offerings below to find out how we can assist your bank.

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Correspondent Banking

Cash Management

  • Settlement & Clearing
  • Wire Transfers
  • OFAC Services
  • ACH File Transfers
  • As-Agent Funds
  • Excess Balance Account

International Services

  • Wire Transfers
  • Currency Orders & Shipments
  • Foreign Drafts
  • Cash Letters & Clean Collections
  • SWIFT Messaging
Commercial Banking

C&I Program

C&I credits provide banks with the opportunity to meet loan growth objectives while enhancing yield and diversifying the loan portfolio away from real estate.

Hedging (BLP)

A loan-hedging solution designed to help community banks provide customers with long-term, fixed-rate loans and keep a floating-rate asset on the bank's books.

Loan Participations

PCBB provides a strategic partnership that assists community banks in meeting portfolio objectives by buying and selling loan participations.

Loan Pricing

A web-based, relationship-pricing model that calculates risk-adjusted return for loans and deposits with user-entered data - a flexible and economical choice.

Performance

Liability Consulting

A reporting and consulting solution that helps institutions achieve superior funding performance through the strategic use of products, pricing and behaviors.

Relationship Profitability

A web-based, relationship-pricing model that assists banks by measuring customer profitability on different levels, including by account or relationship.

Regulatory & Risk Management

Asset Liability Management

A reporting and consulting solution that helps meet regulatory expectations and integrate best practices into your risk management program.

Loan Loss Reserve Analysis

A reporting and consulting solution designed to assist community banks in the calculation, reporting and documentation of ALLL.

Stress Analysis

A reporting and consulting solution that helps you meet regulatory expectations regarding stress testing of loan portfolios and evaluate that impact on earnings and capital.