Loan Participations

Reduce Loan Concentrations and Diversify Your Portfolio

If you are looking for ways to help your bank perform at a higher level and gain a strong advantage over your competitors, we are here to help. We assist community banks like yours in meeting strategic portfolio objectives by buying and selling loan participations.

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Loan Participations can benefit your bank in a number of ways, including:

  • Reducing concentration risk
  • Increasing portfolio diversification
  • Limiting individual loan exposure
  • Enriching your return on assets
  • Retaining valuable customers
  • Expanding your geographic reach and house limits

A Strategic Lending Partnership

Through our Loan Participation program, we create a strategic and non-competitive lending partnership with your bank. This partnership will expand your bank's capabilities and give you the full support of a team dedicated to helping you succeed. When you work with our Loan Participation team, you can expect:

  • An experienced team of lenders
  • Flexibility in structuring and pricing
  • Quick turnaround times
  • An innovative platform that allows users to view up-to-date information

PCBB's nationwide footprint gives you the ability to meet your best customers' needs non-competitively outside of your local market. Through this program and our knowledgeable lending team, you have the benefit of drawing on expert analysis and outside advisory assistance from a company focused on supporting community banks - not competing for your customers.

How Do I Get Started?