Industry Insights

Welcome to our Industry Insights Hub

Staying on top of industry trends is not just a benefit—it’s a necessity. Our comprehensive suite of meticulously curated resources - white papers, podcasts, webinars, articles, and case studies, are to empower community financial institutions with deep, actionable insights.

With our commitment to delivering industry-leading resources, community financial institutions can sharpen their competitive edge and make strategic, well-informed business decisions. Step into our hub where expertise meets innovation, driving your institution’s success forward.

Case Studies See All

Chain Bridge Wanted an Efficient FX Platform with Great Service

How one community bank strengthened its international wire offering, improved efficiency, and delivered a better client experience with PCBB.

How Lexicon Bank Transformed Client Insights into Growth

Discover how Lexicon Bank gained deeper client insights and improved portfolio management by adopting a purpose-built tool for account-level profitability data, empowering relationship managers to better serve businesses, entrepreneurs, and individuals across Southern Nevada.

Podcast (Banking Out Loud) See All

Beyond the Buzzword: Culture in Community Banking Today

Learn how community financial institution leaders can build a resilient workplace culture that supports hybrid & remote teams, drives performance, and enables successful digital transformation.

Modernizing Canadian Check Clearing: Community Bank Insights

Hear how three community banks modernized their Canadian check clearing process with PCBB’s Canadian Check Image solution through the Fiserv Clearing Network, helping them streamline operations, cut costs, and improve efficiency.

White Papers See All

Deposit Insights: Navigating Cost, Competition, and Customer Behavior

Deposit strategy is no longer a game of chasing balances — it's about building resilience. CFIs best positioned for long-term success are those that look beyond rates and volume to assess how, where, and why deposits contribute to profitability. This insights paper provides a comprehensive perspective on how CFIs can navigate the structural shifts reshaping deposit strategy.

Embracing ISO® 20022: Enhancing Financial Messaging and Operations

The Federal Reserve Banks are set to adopt the ISO 20022 message format for the Fedwire Funds Service on July 14, 2025. This pivotal transition will mark a significant step towards standardized, efficient, and interoperable financial messaging.

Webinars See All

Mastering Fixed Rate Pricing: Hedging Strategies & Opportunities

Master fixed-rate loan pricing with PCBB’s on-demand webinar. Discover how swaps mitigate interest rate volatility, boost lender profitability, and provide flexible financing solutions with real-world case studies and expert insights.

Insights from Banking Peers: Canadian Check Clearing Made Easy

Discover the benefits of clearing Canadian checks with PCBB and the Fiserv Clearing Network. Hear from industry peers as they discuss firsthand experiences.

Distilling the Secrets of CECL Success

A discussion with community financial institution experts Kimberly Anderson, Renee Byers, and Andy Shook on CECL strategies, tips, and implementation.

Market Rates See All

Rates As Of: 05/12/2026 05:38AM (GMT-0700)
Treasury	Yields	MTD Chg	YTD Chg
3M	3.70	0.02	0.03
6M	3.77	0.06	0.18
1Y	3.79	0.07	0.32
2Y	3.97	0.10	0.50
5Y	4.09	0.09	0.37
10Y	4.45	0.06	0.27
30Y	5.00	0.03	0.15
FF Market	FF Disc		IORB
3.63	3.75		3.65
SOFR	Prime		OBFR
3.60	6.75		3.63