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credit
As office vacancies persist in cities, CFIs must assess how suburban and rural markets could be next — and what it means for CRE portfolios and CECL modeling.
Stress testing is vital for CFIs to assess their resilience, manage risks, and prepare for economic shocks in today’s uncertain market. We discuss scenarios to test for and approaches to stress testing.
Struggling small businesses are increasingly turning to credit cards to help pay operating costs. CFIs can help by offering debt counseling and innovative small business lending products. We discuss strategies.
A survey of senior credit risk executives revealed generative AI will impact 80% of credit risk assessments within two years. We discuss how generative AI can help CFIs manage credit risk.