Items include
credit
Sep 4, 2024
A survey of senior credit risk executives revealed generative AI will impact 80% of credit risk assessments within two years. We discuss how generative AI can help CFIs manage credit risk.
Nov 7, 2022
BNPL has become increasingly popular and is expected to grow in the years to come. The market, currently dominated by fintechs, is ripe for regulation, opening the door for traditional financial institutions. CFIs may want to react quickly to this latest disruptor. We discuss the key considerations for CFIs entering this space.
Dec 12, 2023
We interviewed industry expert and PCBB’s President Mike Dohren about the key trends CFIs should look out for in 2024, including increased cyber risk, funding and liquidity struggles, and credit quality.
Oct 17, 2023
When we think about credit card rates and perks, we tend to think of retail consumers, but credit cards are a vital tool for small businesses as well. We review the benefits of business credit cards and how those benefits can be used to entice businesses to apply.
Apr 12, 2023
The economic market presents both challenges and opportunities for CFIs. From interest rate increases and talent shortages to loan demand and digital transformation investment, we dive further into both.
Dec 21, 2022
The Bank Supervision Operating Plan, published annually by the Office of the Comptroller of the Currency, can serve as a “cheat sheet” to help CFIs focus their compliance efforts in the right areas. Among the 13 areas identified by the 2023 operating plan, two are related directly to credit quality.
Dec 2, 2021
Supply shortages have been affecting all businesses to some degree since the start of the pandemic. But, with the holiday season upon us, small businesses are finding supply chain issues especially difficult. We lay out the current situation, how it specifically affects small businesses, and what community financial institutions can do to help.
Mar 17, 2021
The percentage of immigrants as a share of the population has grown in the last 40Ys to 13.7% vs. 4.8% in 1970. We found 5 interesting ways that your peers are supporting their foreign-born community members, including alternative credit scoring, microbusiness loans, small-dollar loans, and more.
