net interest margin

Fourteen years of near-zero interest rates may have lulled CFIs into complacency. Shifting gears with the recent rise in rates means CFIs need to adjust to both the immediate and longer-term implications. As CFIs adapt to the new rate environment and its impact on net interest margins, we provide some thoughts to consider.

With increasing interest rates, community financial institutions stand to enlarge their net interest margin. Yet, lending competition is fierce in many areas, so it won’t always be easy. We give you three ways to generate income in the current rate environment.

While the BID takes a rest for the holidays, we revisit some of the year's most popular articles.

With the continuing low-interest rate environment, community financial institutions will need to maximize opportunities for customer profitability beyond interest income. Here are three strategies to do that: take a holistic view of customer relationships; evaluate low balance accounts, and reassess low utilization lines of credit.